2323 NW High Lakes Loop, Bend, OR 97703 Property Records

Deschutes County property record for 2323 NW High Lakes Loop, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 2010
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,225,000 (Aug 2026)
Tax Bill	$8,403 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171136-AC-12600`

Property Details

APN / Parcel Number

Primary APN	`171136-AC-12600`
Alternative APN	`259618`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,100 sqft Living Area
Gross Area	2,630 sqft
1st Floor Area	1,484 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Lot Area	5,663 sqft (0.13 acres)
Garage Area	530 sqft
Deck Area	300 sqft

Location & Zoning

Account Number	259618
Street Address	2323 NW HIGH LAKES LOOP
City	BEND
State	OR
Zip	97703-7056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	NORTHWEST CROSSING PHASE 12 LOT 563
Legal Range	11
Legal Township	17
Legal Section	36
Legal Subdivision	NORTHWEST CROSSING PHASE 12
Legal Lot Number	563
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1057
Census Tract	1302

Owner

Source: Deschutes County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2323 NW HIGH LAKES LOOP, BEND, OR 97703-7056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jan 18, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 18, 2024	Bargain and Sale Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Jan 18, 2024 · Amount on Record
Deed Document Number	202622939
Prior Transfer Date	Jan 3, 2024
Prior Transfer Doc	0000001417
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 3, 2026
Property Address	2323 NW HIGH LAKES LOOP, BEND, OR 97703-7056
Document Number	0000022939
Instrument Date	Jul 30, 2026
Instrument	202622939
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000022940,
Date	Aug 3, 2026
Instrument	202622940

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 18, 2024
Property Address	2323 NW HIGH LAKES LOOP, BEND, OR 97703-7056
Document Number	0000001375
Instrument Date	Jan 17, 2024
Instrument	2024-01375
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2323 NW HIGH LAKES LOOP, BEND, OR 97703-7056

Mortgage

Document Number	0000001376
Date	Jan 18, 2024
Instrument	2024-01376

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 18, 2024
Property Address	2323 NW HIGH LAKES LOOP, BEND, OR 97703-7056
Document Number	0000001417
Instrument Date	Jan 12, 2024
Instrument	2024-01417
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2323 NW HIGH LAKES LOOP, BEND, OR 97703-7056

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Feb 27, 2020
Property Address	2323 NW HIGH LAKES LOOP, BEND, OR 97703-7056
Document Number	0000008486
Instrument Date	Feb 22, 2020
Instrument	2020-08486
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2323 NW HIGH LAKES LOOP, BEND, OR 97703-7056

Mortgage

Document Number	0000008487
Date	Feb 27, 2020
Instrument	2020-08487

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,403.00 (+3.95%)	$497,330 (+3%)	$1,217,300 (+2.78%) Land $390,800 Building $826,500
2024	$8,084.00 (+7.87%)	$482,850 (+3%)	$1,184,350 (+0.97%) Land $390,800 Building $793,550
2023	$7,494.00	$468,790	$1,173,010 Land $414,500 Building $758,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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