2322 NW High Lakes Loop, Bend, OR 97703 Property Records

Deschutes County property record for 2322 NW High Lakes Loop, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2 bd · 3,312 sqft · built 2012
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$850,000 (Feb 2021)
Tax Bill	$9,410 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171136-AC-12300`

Property Details

APN / Parcel Number

Primary APN	`171136-AC-12300`
Alternative APN	`259615`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	3,312 sqft Living Area
Gross Area	3,760 sqft
1st Floor Area	2,169 sqft
Basement Area	1,143 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	5,663 sqft (0.13 acres)
Garage Area	448 sqft

Location & Zoning

Account Number	259615
Street Address	2322 NW HIGH LAKES LOOP
City	BEND
State	OR
Zip	97703-7056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	NORTHWEST CROSSING PHASE 12 LOT 590
Legal Range	11
Legal Township	17
Legal Section	36
Legal Subdivision	NORTHWEST CROSSING PHASE 12
Legal Lot Number	590
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1029
Census Tract	1302

Owner

Source: Deschutes County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2322 NW HIGH LAKES LOOP, BEND, OR 97703-7056
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Oct 24, 2022	Intrafamily Transfer, Transfer
Feb 8, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Prior Sale	Mar 17, 2009 · Amount on Record
Deed Document Number	20218210
Prior Transfer Date	Jun 2, 2015
Prior Transfer Doc	0000021341
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2322 NW HIGH LAKES LOOP, BEND, OR 97703-7056
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029697
Date	May 13, 2021
Instrument	2021-29697

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Margin	2
Max Rate	6.87%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Oct 24, 2022
Property Address	2322 NW HIGH LAKES LOOP, BEND, OR 97703-7056
Document Number	0000038556
Instrument Date	Oct 14, 2022
Instrument	2022-38556
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2322 NW HIGH LAKES LOOP, BEND, OR 97703-7056

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 8, 2021
Property Address	2322 NW HIGH LAKES LOOP, BEND, OR 97703-7056
Document Number	0000008210
Instrument Date	Feb 5, 2021
Instrument	2021-08210
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2322 NW HIGH LAKES LOOP, BEND, OR 97703-7056

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,410.00 (+3.94%)	$556,930 (+3%)	$1,421,200 (+2.21%) Land $390,800 Building $1,030,400
2024	$9,053.00 (+7.88%)	$540,710 (+3%)	$1,390,530 (+2.24%) Land $390,800 Building $999,730
2023	$8,392.00	$524,970	$1,360,030 Land $414,500 Building $945,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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