2323 Malcolm Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2323 Malcolm Dr, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,655 sqft · built 1978
Lot Size	0.175 acres (7,636 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Mar 2018)
Tax Bill	$4,130 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-757-6892-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-757-6892-9`
Alternative APNs	`31-27-16-38895-000-0100` `271631388950000100` `162731388950000100` `R336948`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,655 sqft Living Area
Gross Area	2,515 sqft
1st Floor Area	1,655 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2013
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,636 sqft (0.175 acres)
Lot Dimensions	105 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	419 sqft
Deck Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R336948
Street Address	2323 MALCOLM DR
City	PALM HARBOR
State	FL
Zip	34684-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD10
Legal Description	HIGHLAND LAKES UNIT SIX LOT 10
Legal Range	16E
Legal Township	27S
Legal Section	31
Legal Subdivision	HIGHLAND LAKES UNIT SIX
Legal Tract	38895
Legal Lot Number	10
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3000
Census Tract	27316

Owner

2323 Malcolm Dr is owned and occupied by two individuals who bought it in March 2018.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2323 MALCOLM DR, PALM HARBOR, FL 34684-1824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2018 · Amount on File
Deed Sale	Mar 1, 2018 · Amount on File
Prior Sale	Dec 30, 2004 · Amount on File
Deed Document Number	201862420
Deed Book / Page	19957 / 1937
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 1, 2018
Property Address	2323 MALCOLM DR, PALM HARBOR, FL 34684-1824
Document Number	0199571937
Book / Page	019957 / 001937
Instrument Date	Feb 28, 2018
Instrument	62420
Transaction Type	Transfer
Record Updated	Mar 14, 2018
Title Company	ALBRITTON TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2323 MALCOLM DR PALM HARBOR FL 346841824, PALM HARBOR, FL 34684-1824

Mortgage

Document Number	199571939
Date	Mar 1, 2018
Book Page	019957/001939
Instrument	62421

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2323 Malcolm Dr was $4,130 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,130.00 Homeowner's exemption	$260,941	$358,815 Land $96,208 Building $262,607
2023	$3,834.00 (+3.04%) Homeowner's exemption	$246,201 (+3%)	$307,221 (+3.28%) Land $118,366 Building $188,855
2022	$3,721.00 Homeowner's exemption	$239,030	$297,474 Land $147,293 Building $150,181

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2323 Malcolm Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2323 Malcolm Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20