2298 Malcolm Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2298 Malcolm Dr, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,368 sqft · built 1978
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on File
Last Sale	$259,900 (May 2020)
Tax Bill	$3,636 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-757-6915-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-757-6915-8`
Alternative APNs	`31-27-16-38895-000-0330` `271631388950000330` `162731388950000330` `R336971`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	1,923 sqft
1st Floor Area	1,368 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	100 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	75 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R336971
Street Address	2298 MALCOLM DR
City	PALM HARBOR
State	FL
Zip	34684-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD10
Legal Description	HIGHLAND LAKES UNIT SIX LOT 33
Legal Range	16E
Legal Township	27S
Legal Section	31
Legal Subdivision	HIGHLAND LAKES UNIT SIX
Legal Tract	38895
Legal Lot Number	33
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3015
Census Tract	27316

Owner

Source: Pinellas County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2298 MALCOLM DR, PALM HARBOR, FL 34684-1821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 11, 2020 · Amount on Record
Deed Sale	May 11, 2020 · Amount on Record
Prior Sale	Nov 4, 2016
Deed Document Number	2020148224
Deed Book / Page	20996 / 2512
Last Transfer Date	Jul 14, 2025
Transfer Doc	0232331999
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 11, 2020
Property Address	2298 MALCOLM DR, PALM HARBOR, FL 34684-1821
Document Number	0209962512
Book / Page	20996 / 2512
Map Reference	MB 77 PG 55&56
Instrument Date	Apr 29, 2020
Instrument	2020148224
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,819.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2336 MALCOLM DR, 2336, PALM HARBOR, FL 34684-1823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2298 MALCOLM DR, PALM HARBOR, FL 34684-1821

Mortgage

Document Number	0209962513
Date	May 11, 2020
Instrument	20996/2513

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,636.00 (+6.07%)	$233,550 (+5.99%)	$303,034 (+13.89%) Land $87,714 Building $215,320
2024	$3,428.00 (+1.75%)
2023	$3,369.00 (+3.12%) Homeowner's exemption	$220,357 (+3%)	$266,067 (+3.44%) Land $108,782 Building $157,285
2022	$3,267.00 Homeowner's exemption	$213,939	$257,209 Land $134,461 Building $122,748

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20