23221 Oneida St, Oak Park, MI 48237 Property Records

Oakland County property record for 23221 Oneida St, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,252 sqft · built 1948
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jun 2026)
Tax Bill	$2,952 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-25-29-454-025`

Property Details

APN / Parcel Number

Primary APN	`52-25-29-454-025`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
1st Floor Area	809 sqft
Basement Area	809 sqft
Unfinished Basement	809 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	6,665 sqft (0.153 acres)
Lot Dimensions	135 ft deep x 49.5 ft wide
Porch	Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23221 ONEIDA ST
City	OAK PARK
State	MI
Zip	48237-2299
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 29 OAK PARK SUB N 25.67 FT OF LOT 474 & S 23.83 FT OF LOT 475
Legal Range	11E
Legal Township	01N
Legal Section	29
Legal Subdivision	OAK PARK SUB
Legal Lot Number	474-475
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	2
Census Block	2010
Census Tract	171200

Owner

23221 Oneida St is owned by an individual who bought it in June 2026.

Source: Oakland County records, as of July 10, 2026

Owner of Record	Individual Name on File
Mailing Address	2779 CHARTER DR, 201, TROY, MI 48083-1328
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Nov 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY CHOICE CU
Sep 27, 2018	Deed of Trust, Mortgage COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Jun 12, 2006 · Amount on File
Deed Document Number	202694744
Deed Book / Page	61330 / 626
Prior Transfer Date	Jan 3, 2011
Prior Transfer Doc	0000112714
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 30, 2026
Property Address	23221 ONEIDA ST, OAK PARK, MI 48237-2299
Document Number	0000094744
Book / Page	61330 / 626
Instrument Date	Jun 24, 2026
Instrument	202694744
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196,950.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095466,
Date	Jun 30, 2026
Book Page	61335/368
Instrument	202695466

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23221 ONEIDA ST, OAK PARK, MI 48237-2299
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8280 EASTWAY DR, WHITE LAKE, MI 48386-3583

Mortgage

Document Number	0000120598
Date	Nov 3, 2023
Book Page	58984/640
Instrument	120598

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON, MI 48334

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2033

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23221 ONEIDA ST, OAK PARK, MI 48237-2299
Document Number	0000165358
Instrument Date	Sep 27, 2018
Transaction Type	Mortgage
Record Updated	Nov 2, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11000 CAPITAL ST OAK PARK MI 482373100, OAK PARK, MI 48237-3100

Mortgage

Document Number	0000165358
Date	Oct 8, 2018
Book Page	052251/000058
Instrument	165358

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON HILLS, MI 48334

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 23221 Oneida St was $2,952, up 2.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,952.00 (+2.11%)	$108,400 Land $17,400 Building $91,000	$216,800 Land $34,800 Building $182,000
2024	$2,891.00
2023		$94,500 Land $14,400 Building $80,100	$189,000 Land $28,800 Building $160,200
2022	$2,582.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23221 Oneida St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23221 Oneida St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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