23220 Oneida St, Oak Park, MI 48237 Property Records

Oakland County property record for 23220 Oneida St, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,230 sqft · built 1948
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jul 2020)
Tax Bill	$4,926 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-25-29-476-007`

Property Details

APN / Parcel Number

Primary APN	`52-25-29-476-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area
1st Floor Area	809 sqft
Basement Area	809 sqft
Unfinished Basement	809 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	138 ft deep x 51.6 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23220 ONEIDA ST
City	OAK PARK
State	MI
Zip	48237-2298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 29 OAK PARK SUB N 51.62 FT OF LOT 469
Legal Range	11E
Legal Township	01N
Legal Section	29
Legal Subdivision	OAK PARK SUB
Legal Lot Number	469
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	2
Census Block	2011
Census Tract	171200

Owner

Source: Oakland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23220 ONEIDA ST, OAK PARK, MI 48237-2298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE HUNTINGTON NATIONAL BANK
Jul 20, 2020	Warranty Deed, Transfer · Conventional with PMI BETTER MTG CORP ISAOA
Oct 19, 2018	Quit Claim Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2020 · Amount on Record
Deed Sale	Jul 20, 2020 · Amount on Record
Prior Sale	May 11, 2016 · Amount on Record
Deed Document Number	2020141444
Deed Book / Page	54531 / 103
Prior Transfer Date	Oct 16, 2018
Prior Transfer Doc	0000171903
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23220 ONEIDA ST, OAK PARK, MI 48237-2298
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23220 ONEIDA ST, OAK PARK, MI 48237-2298

Mortgage

Document Number	0000001186
Date	Jan 4, 2024
Book Page	59094/678
Instrument	1186

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	TROY, MI 48084

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 20, 2020
Property Address	23220 ONEIDA ST, OAK PARK, MI 48237-2298
Document Number	0000141444
Book / Page	054531 / 000103
Instrument Date	Jul 17, 2020
Instrument	141444
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	PARKS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,935.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 S GAINSBOROUGH AVE ROYAL OAK MI 480672957, ROYAL OAK, MI 48067-2957

Mortgage

Document Number	141445
Date	Jul 20, 2020
Book Page	054531/000105
Instrument	141445

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 19, 2018
Property Address	23220 ONEIDA ST, OAK PARK, MI 48237-2298
Document Number	0000171903
Book / Page	052286 / 000410
Instrument Date	Oct 16, 2018
Instrument	171903
Transaction Type	Transfer
Record Updated	Dec 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23220 ONEIDA ST OAK PARK MI 482372298, OAK PARK, MI 48237-2298

Mortgage

Document Number	190508
Date	Oct 19, 2018
Book Page	052382/000427
Instrument	190508

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,926.00 (+1.8%) Homeowner's exemption	$119,200 (+15.84%) Land $18,000 Building $101,200	$238,400 (+15.84%) Land $36,000 Building $202,400
2024	$4,839.00 (+12.51%)
2023		$102,900 Land $14,900 Building $88,000	$205,800 Land $29,800 Building $176,000
2022	$4,301.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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