Kershaw County property record for 2322 Watson St, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,763 sqft · built 2023 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $328,000 (Dec 2023) |
| Tax Bill | $1,953 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E335-17-00-014 |
| Primary APN | E335-17-00-014 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,763 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl |
| Lot Area | 30,056 sqft (0.69 acres) |
| Porch | Porch |
| Porch Area | 767 sqft |
| Deck Area | 120 sqft |
| Account Number | 3446 |
|---|---|
| Street Address | 2322 WATSON ST |
| City | ELGIN |
| State | SC |
| Zip | 29045-8814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | IY-2616 2122 84ES2800091 |
| Legal Subdivision | JD WATSON SR |
| Legal Lot Number | 3 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 970909 |
Source: Kershaw County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2322 WATSON ST, ELGIN, SC 29045-8814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Oct 27, 2023 | Deed, Transfer |
| Dec 18, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jan 13, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2023 · Amount on Record |
| Deed Sale | Dec 15, 2023 · Amount on Record |
| Prior Sale | Oct 27, 2023 · Amount on Record |
| Deed Document Number | 202310676 |
| Deed Book / Page | 5062 / 9 |
| Prior Transfer Date | Nov 1, 2022 |
| Prior Transfer Doc | 0000010972 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 10, 2026 |
| Property Address | 2322 WATSON ST, ELGIN, SC 29045-8814 |
| Document Number | 0000003315 |
| Book / Page | 5565 / 73 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 20263315 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CORPORATION SERVICES COMPANY, CORPORATION SERVICE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2322 WATSON ST, ELGIN, SC 29045-8814 |
| Document Number | 0000003315, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 5565/73 |
| Instrument | 20263315 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Oct 27, 2023 |
| Property Address | 2322 WATSON ST, ELGIN, SC 29045-8814 |
| Document Number | 0020239294 |
| Book / Page | 5038 / 207 |
| Map Reference | MB 4842 PG 95 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 2023-9294 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1129 WHITE POND RD, ELGIN, SC 29045-9429 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Dec 18, 2018 |
| Property Address | 2322 WATSON ST, ELGIN, SC 29045-8814 |
| Document Number | 0000009963 |
| Book / Page | 003963 / 000187 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 9963 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 437 BOWEN ST ELGIN SC 29045, ELGIN, SC 29045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jan 13, 2017 |
| Property Address | 2322 WATSON ST, ELGIN, SC 29045-8814 |
| Document Number | 0000000338 |
| Book / Page | 003637 / 000288 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 338 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2437 BOWEN ST ELGIN SC 290458952, ELGIN, SC 29045-8952 |
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Municipality | Elgin Town |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,953.00 (+55.12%) | $328,000 (+1,54%) Land $35,000 Building $293,000 | $328,000 (+1,54%) |
| 2023 | $1,259.00 (+56.79%) | $20,000 (-54.55%) Land $20,000 | $20,000 (-54.55%) |
| 2022 | $803.00 | $44,000 Land $44,000 | $44,000 Land $44,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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