Kershaw County property record for 2316 Watson St, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,304 sqft · built 2024 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $286,900 (Jun 2024) |
| Tax Bill | $106 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Jun 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E335-17-00-047 |
| Primary APN | E335-17-00-047 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,304 sqft Gross Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 30,492 sqft (0.7 acres) |
| Account Number | 3446 |
|---|---|
| Street Address | 2316 WATSON ST |
| City | ELGIN |
| State | SC |
| Zip | 29045-8814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 |
| Legal Lot Number | 2 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 970909 |
2316 Watson St is owned and occupied by an individual who bought it in June 2024.
Source: Kershaw County records, as of November 7, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2316 WATSON ST, ELGIN, SC 29045-8814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 27, 2024 | Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 3, 2023 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2024 · Amount on File |
| Deed Sale | Jun 27, 2024 · Amount on File |
| Prior Sale | Aug 3, 2023 · Amount on File |
| Deed Document Number | 20245275 |
| Deed Book / Page | 5166 / 220 |
| Prior Transfer Date | Aug 2, 2023 |
| Prior Transfer Doc | 0020236664 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 2316 WATSON ST, ELGIN, SC 29045-8814 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 2316 WATSON ST, ELGIN, SC 29045-8814 |
| Document Number | 0020253934 |
|---|---|
| Date | May 15, 2025 |
| Book Page | 5354/141 |
| Instrument | 2025-3934 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 27, 2024 |
| Property Address | 2316 WATSON ST, ELGIN, SC 29045-8814 |
| Document Number | 0020245275 |
| Book / Page | 5166 / 220 |
| Map Reference | MB 4842 PG 95 |
| Instrument Date | Jun 18, 2024 |
| Instrument | 2024-5275 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 7, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $746.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2316 WATSON ST, ELGIN, SC 29045-8814 |
| Document Number | 0020245276 |
|---|---|
| Date | Jun 27, 2024 |
| Instrument | 2024-5276 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Aug 3, 2023 |
| Property Address | 2316 WATSON ST, ELGIN, SC 29045-8814 |
| Document Number | 0020236664 |
| Book / Page | 4991 / 96 |
| Map Reference | MB 4842 PG 95 |
| Instrument Date | Aug 2, 2023 |
| Instrument | 2023-6664 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $2.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1129 WHITE POND RD, ELGIN, SC 29045-9429 |
The 2025 property tax bill for 2316 Watson St was $106.
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Municipality | Elgin Town |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $106.00 | $286,900 Land $30,000 Building $256,900 | $286,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2316 Watson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2316 Watson St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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