Charlotte County property record for 2322 Pinellas Dr, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,139 sqft · built 2007 |
| Lot Size | 0.341 acres (14,865 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,000 (Mar 2026) |
| Tax Bill | $2,911 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 40-23-15-406-001 |
| Primary APN | 40-23-15-406-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,139 sqft Living Area |
| Gross Area | 2,931 sqft |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 14,865 sqft (0.341 acres) |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 20 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 330 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004616892 |
|---|---|
| Old Parcel Number | 00830110000003 |
| Street Address | 2322 PINELLAS DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-2724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | HBH 001 0013 0001 HARBOUR HEIGHTS SEC 1 REV BLK 13 LTS 1 2 3 1763/1770 2714/798 2719/102 4332/967 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 15 |
| Legal Subdivision | HARBOUR HEIGHTS |
| Legal Block | 13 |
| Legal Lot Number | 1 2 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1083 |
| Census Tract | 21001 |
Source: Charlotte County records, as of March 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 61 WHIG HILL RD, STRAFFORD, NH 03884-6840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 4, 2026 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Jun 29, 2018 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2026 · Amount on Record |
| Deed Sale | Mar 4, 2026 · Amount on Record |
| Prior Sale | Jun 29, 2018 · Amount on Record |
| Deed Document Number | 3620062 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 2322 PINELLAS DR, PUNTA GORDA, FL 33983-2724 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 2322 PINELLAS DR, PUNTA GORDA, FL 33983-2724 |
| Document Number | 0047381270 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 4738/1270 |
| Instrument | 2924801 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 4, 2026 |
| Property Address | 2322 PINELLAS DR, PUNTA GORDA, FL 33983-2724 |
| Document Number | 0003620062 |
| Map Reference | MB 3 PG 73A&73B |
| Instrument Date | Mar 3, 2026 |
| Instrument | 3620062 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Title Company | SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,793.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14174 POPPY FIELD LOOP # LOOP4721, LOOP4721, PUNTA GORDA, FL 33955-6390 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 61 WHIG HILL RD, STRAFFORD, NH 03884-6840 |
| Document Number | 0003620063 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 3620063 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 2322 PINELLAS DR, PUNTA GORDA, FL 33983-2724 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0044540592 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 4454/0592 |
| Instrument | 2721752 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28217 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 29, 2018 |
| Property Address | 2322 PINELLAS DR, PUNTA GORDA, FL 33983-2724 |
| Document Number | 0043320967 |
| Book / Page | 4332 / 0967 |
| Map Reference | MB3 PG73A-73B |
| Instrument Date | Jun 26, 2018 |
| Instrument | 2625798 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | R & R TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2322 PINELLAS DR, PUNTA GORDA, FL 33983-2724 |
| Document Number | 0002625799 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 2625799 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,911.00 (-23.82%) Homeowner's exemption | $233,001 (+5.99%) | $343,093 (+6.55%) Land $31,500 Building $311,593 |
| 2023 | $3,821.00 (+2.49%) Homeowner's exemption | $219,839 (+3%) | $322,013 (-3.44%) Land $30,000 Building $292,013 |
| 2022 | $3,728.00 Homeowner's exemption | $213,436 | $333,484 Land $24,225 Building $309,259 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 375 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 375 in force |
| Nearby Flood Claims | 161 (1982–2025) |
| Claims Outside the SFHA | 7 of 161 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044 |
|---|---|
| Water Source | Purchased surface water from CHARLOTTE COUNTY UTILITIES |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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