Charlotte County property record for 2278 Pinellas Dr, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 910 sqft · built 1972 |
| Lot Size | 0.258 acres (11,249 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Aug 1999) |
| Tax Bill | $2,656 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Mar 2024 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 402315402001 |
| Primary APN | 402315402001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 910 sqft Living Area |
| Gross Area | 1,382 sqft |
| 1st Floor Area | 910 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,249 sqft (0.258 acres) |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Enclosed/Screened Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00830330000007 |
|---|---|
| Street Address | 2278 PINELLAS DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-2726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | HRBR HTS SEC 1 REV BLK 14 LTS 6 & 7 151/322 DC417/198 416/199 PR79-12 1160/1901 1567/1953 1726/24 2052/2016 3378418 3378419 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 15 |
| Legal Subdivision | HRBR HTS |
| Legal Tract | HBH |
| Legal Block | 14 |
| Legal Lot Number | 6,7 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1084 |
| Census Tract | 21001 |
Source: Charlotte County records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2278 PINELLAS DR, PUNTA GORDA, FL 33983-2726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Mar 7, 2024 | Intrafamily Transfer, Transfer · Commercial Mortgage EQUITY WAVE LENDING INC |
| Mar 7, 2024 | Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 1999 · Amount on Record |
| Deed Sale | Aug 16, 1999 · Amount on Record |
| Prior Sale | Oct 29, 1997 |
| Deed Book / Page | 1726 / 24 |
| Last Transfer Date | Feb 29, 2024 |
| Transfer Doc | 0003378418 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 7, 2024 |
| Property Address | 2278 PINELLAS DR, PUNTA GORDA, FL 33983-2726 |
| Document Number | 0003378419 |
| Map Reference | MB 3 PG 73A&73B |
| Instrument Date | Feb 29, 2024 |
| Instrument | 3378419 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2278 PINELLAS DR, PUNTA GORDA, FL 33983-2726 |
| Name | Verified Name |
|---|---|
| Address | 2278 PINELLAS DR, PUNTA GORDA, FL 33983-2726 |
| Document Number | 0003378420 |
|---|---|
| Date | Mar 7, 2024 |
| Instrument | 3378420 |
| Name | EQUITY WAVE LENDING INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Mar 1, 2027 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 7, 2024 |
| Property Address | 2278 PINELLAS DR, PUNTA GORDA, FL 33983-2726 |
| Document Number | 0003378418 |
| Map Reference | MB 3 PG 73A&73B |
| Instrument Date | Feb 29, 2024 |
| Instrument | 3378418 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2278 PINELLAS DR, PUNTA GORDA, FL 33983-2726 |
| Name | Verified Name |
|---|---|
| Address | 2278 PINELLAS DR, PUNTA GORDA, FL 33983-2726 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,656.00 (+10.71%) | $121,433 (+69.15%) Land $17,850 Building $103,583 | $121,433 (+90.27%) Land $17,850 Building $103,583 |
| 2023 | $2,399.00 (+5.5%) | $71,789 (-37.34%) | $63,820 (-44.3%) Land $20,000 Building $43,820 |
| 2022 | $2,274.00 | $114,569 Land $16,150 Building $98,419 | $114,569 Land $16,150 Building $98,419 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 375 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 375 in force |
| Nearby Flood Claims | 161 (1982–2025) |
| Claims Outside the SFHA | 7 of 161 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044 |
|---|---|
| Water Source | Purchased surface water from CHARLOTTE COUNTY UTILITIES |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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