2322 Crab Point Loop Rd, Morehead City, NC 28557 Property Records

Carteret County property record for 2322 Crab Point Loop Rd, Morehead City, NC 28557

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,238 sqft · built 1950
Lot Size0.53 acres (23,087 sqft)
OwnerIndividual Name on File
Tax Bill$861 (2025)
Deeds & MortgagesSep 2017 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN6387.09.15.5697000

Property Details

APN / Parcel Number

Primary APN6387.09.15.5697000
Alternative APNs
  • 24056
  • 62603

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,238 sqft Heated Area
Gross Area930 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1990
Architectural StyleCape Cod
Exterior MaterialBrick
Foundation TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area23,087 sqft (0.53 acres)
Lot Dimensions234 ft deep x 103 ft wide
View / LotWaterfront
PorchSlab
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating FuelElectric

Location & Zoning

Account Number62603
Street Address2322 CRAB POINT LOOP RD
CityMOREHEAD CITY
StateNC
Zip28557-6018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT OFF SR 1207 CRAB POINT
Legal Block15
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group1
Census Block1003
Census Tract970502

Owner

2322 Crab Point Loop Rd is owned and occupied by an individual.

Source: Carteret County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address2322 CRAB POINT LOOP RD, MOREHEAD CITY, NC 28557-6018
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Sep 22, 2017Deed of Trust, Mortgage · FHA Mortgage
NATIONWIDE EQUITIES

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address2322 CRAB POINT LOOP RD, MOREHEAD CITY, NC 28557-6018
Document Number0015880423
Instrument DateSep 22, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyREAL ESTATE SETTLEMENT COMPANY, REAL ESTATE SETTLEMENT CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2322 CRAB POINT LOOP RD MOREHEAD CITY NC 285576018, MOREHEAD CITY, NC 28557-6018

Mortgage

Document Number0015880423
DateSep 29, 2017
Book Page001588/000423
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term876 Months
DueSep 28, 2090
Interest
Rate TypeAdjustable Rate
Rate4.6%

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address2322 CRAB POINT LOOP RD, MOREHEAD CITY, NC 28557-6018
Document Number0015880422
Instrument DateSep 22, 2017
Transaction TypeMortgage
Record UpdatedOct 5, 2017
Title CompanyREAL ESTATE SETTLEMENT COMPANY, REAL ESTATE SETTLEMENT CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2322 CRAB POINT LOOP RD MOREHEAD CITY NC 285576018, MOREHEAD CITY, NC 28557-6018

Mortgage

Document Number0015880422
DateSep 29, 2017
Book Page001588/000422
Lender
NameNATIONWIDE EQUITIES
TypeFunding / Finance Company
AddressMAHWAH, NJ 07495
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term876 Months
DueSep 28, 2090
Interest
Rate TypeAdjustable Rate
Rate4.6%

Tax Assessment & Valuation

The 2025 property tax bill for 2322 Crab Point Loop Rd was $861.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$509,016 (-) Land $363,000 Building $146,016$509,016 (-) Land $363,000 Building $146,016
2025$861.00$509,016 Land $363,000 Building $146,016$509,016 Land $363,000 Building $146,016
2023$324,607 Land $247,359 Building $77,248$324,607 Land $247,359 Building $77,248
2022$869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2322 Crab Point Loop Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 99 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies99 in force
Nearby Flood Claims38 (1980–2024)
Claims Outside the SFHA23 of 38
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Florence, Sep 2018 · 19 claims
  • Hurricane Ophelia, Sep 2005 · 5 claims
  • Hurricane Fran, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2322 Crab Point Loop Rd is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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