Carteret County property record for 2320 Crab Point Loop Rd, Morehead City, NC 28557
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,926 sqft · built 1991 |
| Lot Size | 0.555 acres (24,176 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,500 (Oct 2018) |
| Tax Bill | $2,422 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6387.09.15.6683000 |
| Primary APN | 6387.09.15.6683000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,926 sqft Heated Area |
| Gross Area | 1,831 sqft |
| 1st Floor Area | 195 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,176 sqft (0.555 acres) |
| Lot Dimensions | 250 ft deep x 152 ft wide |
| View / Lot | Waterfront |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 231 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 61933 |
|---|---|
| Street Address | 2320 CRAB POINT LOOP RD |
| City | MOREHEAD CITY |
| State | NC |
| Zip | 28557-6018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT SR 1207 CRAB POINT |
| Legal Block | 15 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 970502 |
2320 Crab Point Loop Rd is owned and occupied by an individual who bought it in October 2018.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2320 CRAB POINT LOOP RD, MOREHEAD CITY, NC 28557-6018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2020 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Feb 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Oct 5, 2018 | Grant Deed, Transfer · Conventional Mortgage BRANCH BK&TR |
| Jan 18, 2018 | Deed in Lieu of Foreclosure, Transfer OLD REPUBLIC TITLE RIS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2018 · Amount on File |
| Deed Sale | Oct 5, 2018 · Amount on File |
| Prior Sale | Jan 18, 2018 · Amount on File |
| Deed Document Number | 20181620344 |
| Deed Book / Page | 1620 / 344 |
| Prior Transfer Date | Jan 8, 2018 |
| Prior Transfer Doc | 0015970413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 2320 CRAB POINT LOOP RD, MOREHEAD CITY, NC 28557-6018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016620075 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 1662/075 |
| Instrument | 1662075 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 2320 CRAB POINT LOOP RD, MOREHEAD CITY, NC 28557-6018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016620074 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 1662/074 |
| Instrument | 1662074 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Oct 5, 2018 |
| Property Address | 2320 CRAB POINT LOOP RD, MOREHEAD CITY, NC 28557-6018 |
| Document Number | 0016200344 |
| Book / Page | 001620 / 000344 |
| Instrument Date | Sep 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $461.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 906 RIDGEWATER BIVD MOREHEAD CITY NC 28557, MOREHEAD CITY, NC 28557 |
| Document Number | 16200345 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 001620/000345 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2048 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jan 18, 2018 |
| Property Address | 2320 CRAB POINT LOOP RD, MOREHEAD CITY, NC 28557-6018 |
| Document Number | 0015970412 |
| Book / Page | 001597 / 000412 |
| Instrument Date | Jan 8, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | OLD REPUBLIC TITLE RIS |
| Amount | Amount on Record |
|---|---|
| Tax | $749.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620 |
The 2025 property tax bill for 2320 Crab Point Loop Rd was $2,422.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $774,829 (-) Land $365,500 Building $409,329 | $774,829 (-) Land $365,500 Building $409,329 | |
| 2025 | $2,422.00 | $774,829 Land $365,500 Building $409,329 | $774,829 Land $365,500 Building $409,329 |
| 2023 | $297,349 Land $217,566 Building $79,783 | $297,349 Land $217,566 Building $79,783 | |
| 2022 | $1,450.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2320 Crab Point Loop Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 99 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 99 in force |
| Nearby Flood Claims | 38 (1980–2024) |
| Claims Outside the SFHA | 23 of 38 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2320 Crab Point Loop Rd is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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