23214 Flat River Dr, Elmendorf, TX 78112 Property Records

Bexar County property record for 23214 Flat River Dr, Elmendorf, TX 78112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,507 sqft · built 2013
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$232,400 (Aug 2020)
Tax Bill	$5,229 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04131-209-0010`

Property Details

APN / Parcel Number

Primary APN	`04131-209-0010`
Alternative APN	`177577`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,507 sqft Living Area
Gross Area	3,047 sqft
1st Floor Area	1,647 sqft
2nd Floor Area	860 sqft
Utility Area	80 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	42 sqft
Patio Area	540 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23214 FLAT RIVER DR
City	ELMENDORF
State	TX
Zip	78112-6295
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB: 4131A BLK: 209 LOT: 1 WATERWOOD SUBD UNIT-68
Legal Subdivision	WATERWOOD SUB
Legal Tract	1
Legal Block	209
Legal Lot Number	1
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO SOUTH
Census Block Group	1
Census Block	1050
Census Tract	152202

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23214 FLAT RIVER DR, ELMENDORF, TX 78112-6295
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage JEFFERSON BANK
Aug 11, 2020	Vendor's Lien, Transfer · FHA Mortgage AMCAP MORTGAGE LTD
Jul 30, 2019	Warranty Deed, Transfer TEXAS QUEST FNF112211-338 (CT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2020 · Amount on Record
Deed Sale	Aug 11, 2020 · Amount on Record
Prior Sale	Jul 30, 2019 · Amount on Record
Deed Document Number	2020181417
Prior Transfer Date	Apr 5, 2011
Prior Transfer Doc	0000058380
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	23214 FLAT RIVER DR, ELMENDORF, TX 78112-6295
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INDEPENDENCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000132000
Date	Jun 19, 2020
Instrument	20200132000

Lender

Name	JEFFERSON BANK
Type	Bank
Address	SAN ANTONIO, TX 78201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	11.2%

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Aug 11, 2020
Property Address	23214 FLAT RIVER DR, ELMENDORF, TX 78112-6295
Document Number	0000181417
Map Reference	VOL 9518 PG 43
Instrument Date	Aug 7, 2020
Instrument	20200181417
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	ORT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23214 FLAT RIVER DR, ELMENDORF, TX 78112-6295

Mortgage

Document Number	0000181418
Date	Aug 11, 2020
Instrument	20200181418

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEXAR TX
Recording Date	Jul 30, 2019
Property Address	23214 FLAT RIVER DR, ELMENDORF, TX 78112-6295
Document Number	0000146490
Instrument Date	Jul 26, 2019
Instrument	146490
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22618 SHADY FOREST DR ELMENDORF TX 781126007, ELMENDORF, TX 78112-6007

Mortgage

Document Number	146491
Date	Jul 30, 2019
Instrument	146491

Lender

Name	TEXAS QUEST FNF112211-338 (CT)
Address	FAIR OAKS RANCH, TX 78015

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	Sandy Oaks City
Unified School District	Southside Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,229.00 (+3.87%) Homeowner's exemption	$321,751 (+13.06%) Land $71,210 Building $251,980	$323,190 (+13.56%) Land $71,210 Building $251,980
2024	$5,034.00 (+14.49%)
2023	$4,397.00 (-10.67%) Homeowner's exemption	$284,590 Land $60,500 Building $224,090	$284,590 Land $60,500 Building $224,090
2022	$4,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Alamo Broadband Fiber · Fixed Wireless	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200

May also be available: Spectrum, VTX Communications, ZipLink Internet.

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