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23206 Flat River Dr, Elmendorf, TX 78112 Property Records

Bexar County property record for 23206 Flat River Dr, Elmendorf, TX 78112

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,448 sqft · built 2015
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$161,700 (Jan 2020)
Tax Bill$3,432 (2025)
Deeds & MortgagesJan 2020 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN04131-209-0030

Property Details

APN / Parcel Number

Primary APN04131-209-0030
Alternative APN
  • 177579

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,448 sqft Living Area
1st Floor Area1,448 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)

Exterior Amenities

PorchOpen Porch
Porch Area185 sqft
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address23206 FLAT RIVER DR
CityELMENDORF
StateTX
Zip78112-6295
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCB: 4131A BLK: 209 LOT: 3 WATERWOOD SUBD UNIT-68
Legal SubdivisionWATERWOOD SUB
Legal Tract3
Legal Block209
Legal Lot Number3
JurisdictionBEXAR TX
Township / Civil DivisionSAN ANTONIO SOUTH
Census Block Group1
Census Block1050
Census Tract152202

Owner

Source: Bexar County records · APN 04131-209-0030

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23206 FLAT RIVER DR, ELMENDORF, TX 78112-6295
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2020Deed of Trust, Transfer · FHA Mortgage
NATIONS RELIABLE LNDG
Jan 21, 2020Deed of Trust, Mortgage · FHA Mortgage
NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 22, 2020 · Amount on Record
Deed SaleJan 22, 2020 · Amount on Record
Prior SaleMar 04, 2014 · Amount on Record
Deed Document Number202014427
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionBEXAR TX
Property Address23206 FLAT RIVER DR, ELMENDORF, TX 78112-6295
Document Number0000014428
Instrument DateJan 21, 2020
Transaction TypeTransfer
Record UpdatedFeb 06, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23206 FLAT RIVER DR ELMENDORF TX 781126295, ELMENDORF, TX 78112-6295

Mortgage

Document Number0000014428
DateJan 22, 2020
Instrument14428
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77027
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 21, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEXAR TX
Property Address23206 FLAT RIVER DR, ELMENDORF, TX 78112-6295
Document Number0000016066
Instrument DateJan 21, 2020
Transaction TypeMortgage
Record UpdatedFeb 04, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23206 FIAT RIVER DR ELMENDORF TX 78112, ELMENDORF, TX 78112

Mortgage

Document Number0000016066
DateJan 24, 2020
Instrument16066
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77027
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2050

Tax Assessment & Valuation

Source: Bexar County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyBexar County
MunicipalitySandy Oaks City
Unified School DistrictSouthside Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,432.00 (-8.24%) Homeowner's exemption$236,000 (+2.6%) Land $65,120 Building $170,880$236,000 (+2.6%) Land $65,120 Building $170,880
2024$3,740.00 (+13.3%)
2023$3,301.00 (-14.1%) Homeowner's exemption$230,020 Land $56,670 Building $173,350$230,020 Land $56,670 Building $173,350
2022$3,843.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2010)
Most Recent ClaimJun 2010 · rainfall accumulation

Wildfire

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Alamo Broadband
Fiber · Fixed Wireless		1,000 / 1,000
JAB Wireless
Fiber		1,000 / 200

May also be available: CellTex Networks, Spectrum, Valley Telephone Cooperative, Inc. (TX).

Based on FCC filings for 224 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSAN ANTONIO WATER SYSTEM
serves 2,643,729 people
Water SourcePurchased surface water from several systems
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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