23210 Denton St, Waterloo, NE 68069 Property Records

Douglas County property record for 23210 Denton St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,182 sqft · built 2006
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (May 2019)
Tax Bill	$3,853 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2023 Line of Credit + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`2647-0408-13`

Property Details

APN / Parcel Number

Primary APN	`2647-0408-13`
Alternative APNs	`2647 0706 13` `R1326470408` `R1326470706` `1326470408` `1326470706`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,182 sqft Living Area
Gross Area	2,906 sqft
1st Floor Area	1,251 sqft
Basement Area	1,155 sqft
Finished Basement	931 sqft
Unfinished Basement	224 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Split Foyer
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	40 sqft
Deck Area	156 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1326470408
Street Address	23210 DENTON ST
City	WATERLOO
State	NE
Zip	68069-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMES AT RIVER ROAD LOT 7A BLOCK 0 IRREG --FMREX VALUE--
Legal Subdivision	HOMES AT RIVER ROAD
Legal Lot Number	7A
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2054
Census Tract	7508

Owner

Source: Douglas County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23210 DENTON ST, WATERLOO, NE 68069-3615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit CENTRIS FEDERAL CREDIT UNION
Dec 13, 2023	Deed of Trust, Mortgage · Line of Credit CENTRIS FCU
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRIS FCU
May 1, 2019	Warranty Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Prior Sale	Mar 31, 2006 · Amount on Record
Deed Document Number	201928894
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Recording Date	Jun 15, 2026
Property Address	23210 DENTON ST, WATERLOO, NE 68069-3615
Document Number	0000050455
Instrument Date	Jun 4, 2026
Instrument	202650455
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050455,
Date	Jun 15, 2026
Instrument	202650455

Lender

Name	CENTRIS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	23210 DENTON ST, WATERLOO, NE 68069-3615
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23210 DENTON ST, WATERLOO, NE 68069-3615

Mortgage

Document Number	0000093501
Date	Dec 13, 2023
Instrument	2023093501

Lender

Name	CENTRIS FCU
Type	Credit Union
Address	OMAHA, NE 68144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	23210 DENTON ST, WATERLOO, NE 68069-3615
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112929
Date	Aug 26, 2021
Instrument	2021112929

Lender

Name	CENTRIS FCU
Type	Credit Union
Address	OMAHA, NE 68144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	May 1, 2019
Property Address	23210 DENTON ST, WATERLOO, NE 68069-3615
Document Number	0000028894
Instrument Date	Apr 11, 2019
Instrument	2019028894
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ENCOMPASS TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$438.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23210 DENTON ST, WATERLOO, NE 68069-3615

Mortgage

Document Number	0000028895
Date	May 1, 2019
Instrument	2019028895

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Waterloo Village
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$280,900 (+33.57%) Land $11,200 Building $269,700	$280,900 (+33.57%) Land $11,200 Building $269,700
2024	$3,853.00 (+11.65%)
2023	$3,451.00 (-8.63%)	$210,300 Land $11,200 Building $199,100	$210,300 Land $11,200 Building $199,100
2022	$3,777.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	700 / 300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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