23202 Denton St, Waterloo, NE 68069 Property Records

Douglas County property record for 23202 Denton St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,113 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Aug 2020)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`R1326470123`

Property Details

APN / Parcel Number

Primary APN	`R1326470123`
Alternative APNs	`2647 0123 13` `2647 1006 13` `R1326471006` `1326470123` `1326471006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,113 sqft Living Area
Basement Area	1,104 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft
Garage Type	Attached
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1326471006
Street Address	23202 DENTON ST
City	WATERLOO
State	NE
Zip	68069-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMES AT RIVER ROAD LOT 8B BLOCK 0 LOT 8B IRREG
Legal Subdivision	HOMES AT RIVER ROAD
Legal Lot Number	8B
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2054
Census Tract	7508

Owner

Source: Douglas County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23202 DENTON ST, WATERLOO, NE 68069-3615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK OF NEBRASKA
Oct 17, 2023	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Aug 31, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Jun 19, 2014 · Amount on Record
Deed Document Number	2020095235
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	23202 DENTON ST, WATERLOO, NE 68069-3615
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	UNKNOWN, MIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23202 DENTON ST, WATERLOO, NE 68069-3615

Mortgage

Document Number	0000007925
Date	Feb 3, 2026
Instrument	2026007925

Lender

Name	FIRSTBANK OF NEBRASKA
Type	Bank
Address	WAHOO, NE 68066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	23202 DENTON ST, WATERLOO, NE 68069-3615
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078401
Date	Oct 17, 2023
Instrument	2023078401

Lender

Name	FIRSTBANK
Type	Bank
Address	WAHOO, NE 68066

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	362 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Aug 31, 2020
Property Address	23202 DENTON ST, WATERLOO, NE 68069-3615
Document Number	0000095235
Instrument Date	Aug 26, 2020
Instrument	2020095235
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$393.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000095236
Date	Aug 31, 2020
Instrument	2020095236

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Waterloo Village
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$218,300 (+32.87%) Land $15,000 Building $203,300	$218,300 (+32.87%) Land $15,000 Building $203,300
2023	$164,300 Land $15,000 Building $149,300	$164,300 Land $15,000 Building $149,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	700 / 300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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