2271 Vernor Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2271 Vernor Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,672 sqft · built 1978
Lot Size10.1 acres (443,005 sqft)
OwnerIndividual Name on File
Tax Bill$2,420 (2025)
Deeds & MortgagesMay 2023 Line of Credit
May 2018 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN014-014-003-00

Property Details

APN / Parcel Number

Primary APN014-014-003-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,672 sqft Living Area
1st Floor Area1,660 sqft
Basement Area1,660 sqft
Unfinished Basement1,408 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Lot Area443,005 sqft (10.1 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2271 VERNOR RD
CityLAPEER
StateMI
Zip48446-8373
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSEC 14 T8N R10E THE W 333 FT OF E 2631.70 FT OF S 1/2 OFNE 1/4. 10.17 A.
Legal Range10E
Legal Township08N
Legal Section14
JurisdictionLAPEER MI
Township / Civil DivisionMAYFIELD
Census Block Group1
Census Block1025
Census Tract333500

Owner

2271 Vernor Rd is owned and occupied by an individual.

Source: Lapeer County records, as of September 24, 2026

Owner of RecordIndividual Name on File
Mailing Address2271 VERNOR RD, LAPEER, MI 48446-8373
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 23, 2023Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
May 17, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
CHEMICAL BANK
Oct 17, 2018Loan Modification, Mortgage · Conventional Mortgage
CHEMICAL BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address2271 VERNOR RD, LAPEER, MI 48446-8373
Transaction TypeMortgage
Record UpdatedJun 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2271 VERNOR RD, LAPEER, MI 48446-8373

Mortgage

Document Number0033500920
DateMay 23, 2023
Book Page3350/920
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 9, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address2271 VERNOR RD, LAPEER, MI 48446-8373
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029610578
DateMay 17, 2018
Book Page2961/578
Lender
NameCHEMICAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAPEER MI
Property Address2271 VERNOR RD, LAPEER, MI 48446-8373
Document Number0029960151
Instrument DateOct 17, 2018
Transaction TypeMortgage
Record UpdatedJan 2, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2271 VERNOR RD LAPEER MI 484468373, LAPEER, MI 48446-8373

Mortgage

Document Number0029960151
DateNov 19, 2018
Book Page002996/000151
Lender
NameCHEMICAL BK
TypeBank
AddressMIDLAND, MI 48640
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2271 Vernor Rd was $2,420 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionMayfield Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$172,400 (+8.29%)$344,800 (+8.29%)
2025$2,420.00 Homeowner's exemption$159,200$318,400
2023$152,500$305,000
2022$2,089.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2271 Vernor Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2001)
Most Recent ClaimFeb 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2271 Vernor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Vernor Rd

Nearby Streets

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