2321 Surry, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 2321 Surry, Schoolcraft, MI 49087

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,992 sqft · built 1970
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,203 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-05-405-180`

Property Details

APN / Parcel Number

Primary APN	`14-05-405-180`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,992 sqft Living Area
1st Floor Area	1,096 sqft
Basement Area	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	140 ft deep x 110 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2321 SURRY
City	SCHOOLCRAFT
State	MI
Zip	49087-8726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SCHTWP.ORG
Legal Description	P71A-18 VIRGINIA DOWNS LOT 18
Legal Subdivision	VIRGINIA DOWNS
Legal Lot Number	18
Jurisdiction	KALAMAZOO MI
Township / Civil Division	SCHOOLCRAFT
Census Block Group	2
Census Block	2013
Census Tract	6102

Owner

2321 Surry is owned and occupied by two individuals.

Source: Kalamazoo County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2321 SURRY, SCHOOLCRAFT, MI 49087-8726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 25, 2018	Deed of Trust, Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	2321 SURRY, SCHOOLCRAFT, MI 49087-8726
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 SURRY, SCHOOLCRAFT, MI 49087-8726

Mortgage

Document Number	2022016126
Date	May 10, 2022
Instrument	2022-016126

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	2321 SURRY, SCHOOLCRAFT, MI 49087-8726
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018033786
Date	Oct 25, 2018
Instrument	2018-033786

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2321 Surry was $3,203 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Schoolcraft Township
Unified School District	Schoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,300	$304,600
2025	$3,203.00 Homeowner's exemption
2023		$127,600	$255,200
2019	$2,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2321 Surry in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2321 Surry is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGARLOAF MOBILE HOME PARK private · serves 142 people · EPA ID MI0040256
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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