2223 Surry, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 2223 Surry, Schoolcraft, MI 49087

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,096 sqft · built 1970
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jan 2026)
Tax Bill	$1,682 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-05-405-150`

Property Details

APN / Parcel Number

Primary APN	`14-05-405-150`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,096 sqft Living Area
1st Floor Area	992 sqft
Basement Area	992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	157 ft deep x 100 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2223 SURRY
City	SCHOOLCRAFT
State	MI
Zip	49087-9761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SCHTWP.ORG
Legal Description	P71A-15 VIRGINIA DOWNS LOT 15
Legal Subdivision	VIRGINIA DOWNS
Legal Lot Number	15
Jurisdiction	KALAMAZOO MI
Township / Civil Division	SCHOOLCRAFT
Census Block Group	2
Census Block	2013
Census Tract	6102

Owner

Source: Kalamazoo County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	89513 SHORELANE DR, LAWTON, MI 49065-8479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED BAY COMMUNITY CU
Feb 4, 2005	Deed of Trust, Mortgage PORTAGE COMMERCE BANK
Aug 20, 2012	Deed of Trust, Mortgage · VA Mortgage JPMORGAN CHASE BANK NA
Jan 28, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Apr 18, 2024	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2026 · Amount on Record
Deed Sale	Jan 28, 2026 · Amount on Record
Prior Sale	Apr 18, 2024 · Amount on Record
Deed Document Number	20262257
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	2223 SURRY, SCHOOLCRAFT, MI 49087-9761
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2020037766
Date	Oct 30, 2020
Instrument	2020-037766

Lender

Name	UNITED BAY COMMUNITY CU
Type	Credit Union
Address	NAZARETH, MI 49074

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	2223 SURRY, SCHOOLCRAFT, MI 49087-9761
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005006789
Date	Feb 4, 2005
Instrument	2005-006789

Lender

Name	PORTAGE COMMERCE BANK
Type	Bank
Address	PORTAGE, MI 49081

Agreement

Amount	Amount Recorded
Term	30 Months
Due	Aug 12, 2007

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	2223 SURRY, SCHOOLCRAFT, MI 49087-9761
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2012031904
Date	Aug 20, 2012
Instrument	2012-031904

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2042

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jan 28, 2026
Property Address	2223 SURRY, SCHOOLCRAFT, MI 49087-9761
Document Number	2026002257
Map Reference	LB 28 PG 47
Instrument Date	Jan 5, 2026
Instrument	2026-002257
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6941 W JASMINE TRL, PEORIA, AZ 85383-5584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89513 SHORELANE DR, LAWTON, MI 49065-8479

Mortgage

Document Number	2026002258
Date	Jan 28, 2026
Instrument	2026-002258

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.86%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year CMT
Max Rate	10.8%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Apr 18, 2024
Property Address	2223 SURRY, SCHOOLCRAFT, MI 49087-9761
Document Number	2024011141
Map Reference	LB 28 PG 47
Instrument Date	Apr 15, 2024
Instrument	2024-011141
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,737.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2223 SURRY, SCHOOLCRAFT, MI 49087-9761

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6941 W JASMINE TRL, PEORIA, AZ 85383-5584

Mortgage

Document Number	2024011142
Date	Apr 18, 2024
Instrument	2024-011142

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.7%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2034
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	11.7%
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Schoolcraft Township
Unified School District	Schoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,700 (-1.46%)	$309,400 (-1.46%)
2025	$1,682.00 (-49.87%) Homeowner's exemption	$157,000 (+21.42%)	$314,000 (+21.42%)
2024	$3,355.00 (+37.56%)
2023		$129,300	$258,600
2019	$2,439.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGARLOAF MOBILE HOME PARK private · serves 142 people · EPA ID MI0040256
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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