Davis County property record for 2321 N 2050 E, Layton, UT 84040
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,238 sqft · built 1986 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,600 (Mar 2020) |
| Tax Bill | $2,614 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-135-0754 |
| Primary APN | 09-135-0754 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,238 sqft Living Area |
| Basement Area | 837 sqft |
| Unfinished Basement | 837 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2321 N 2050 E |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84040-5707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Description | ALL OF LOT 754, OAK FOREST SUB NO 15 PLAT B. CONT. 0.20 ACRES |
| Legal Lot Number | 754 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 125804 |
2321 N 2050 E is owned and occupied by an individual who bought it in March 2020.
Source: Davis County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2321 N 2050 E, LAYTON, UT 84040-5707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST CU |
| Nov 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Nov 26, 2018 | Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2020 · Amount on File |
| Deed Sale | Mar 23, 2020 · Amount on File |
| Prior Sale | Nov 26, 2018 · Amount on File |
| Deed Document Number | 20203236084 |
| Deed Book / Page | 7475 / 1446 |
| Prior Transfer Date | May 25, 2006 |
| Prior Transfer Doc | 0002171413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 2321 N 2050 E, LAYTON, UT 84040-5707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003055920 |
|---|---|
| Date | Nov 2, 2017 |
| Book Page | 6884/964 |
| Instrument | 3055920 |
| Name | AMERICA FIRST CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 30, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 2321 N 2050 E, LAYTON, UT 84040-5707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003204221 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 7391/0658 |
| Instrument | 3204221 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Mar 23, 2020 |
| Property Address | 2321 N 2050 E, LAYTON, UT 84040-5707 |
| Document Number | 7475/1446 |
| Book / Page | 7475 / 1446 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 3236084 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | HICKMAN LAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2321 N 2050 E, LAYTON, UT 84040-5707 |
| Document Number | 3236094 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 3236094 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Nov 26, 2018 |
| Property Address | 2321 N 2050 E, LAYTON, UT 84040-5707 |
| Document Number | 7146/0067 |
| Book / Page | 7146 / 0067 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 3130108 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | FINANCE OF AMERK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2321 N 2050 E, LAYTON, UT 84040-5707 |
| Document Number | 3130109 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 3130109 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 2321 N 2050 E was $2,614, up 5.1% from the year before.
Source: Davis County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,100 (-0.43%) Land $132,463 Building $121,637 | $462,000 (-0.43%) Land $240,842 Building $221,158 | |
| 2025 | $2,614.00 (+5.15%) | $255,200 Land $115,227 Building $139,973 | $464,000 Land $209,503 Building $254,497 |
| 2024 | $2,486.00 (+2.05%) | ||
| 2023 | $2,436.00 (-4.36%) | $428,000 Land $193,071 Building $234,929 | $428,000 Land $193,071 Building $234,929 |
| 2022 | $2,547.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2321 N 2050 E in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2009–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2321 N 2050 E is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98.5% of Utah |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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