Davis County property record for 2320 N 2050 E, Layton, UT 84040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,530 sqft · built 1987 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $528,800 (Nov 2021) |
| Tax Bill | $2,462 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-135-0748 |
| Primary APN | 09-135-0748 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,530 sqft Living Area |
| Basement Area | 459 sqft |
| Unfinished Basement | 459 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2320 N 2050 E |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84040-5706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Description | ALL OF LOT 748, OAK FOREST SUB NO 15 PLAT B. CONT. 0.19 ACRES |
| Legal Subdivision | OAK FOREST SUBDIVISION #15 PLAT B |
| Legal Lot Number | 748 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 125804 |
2320 N 2050 E is owned and occupied by two individuals who bought it in November 2021.
Source: Davis County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2320 N 2050 E, LAYTON, UT 84040-5706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Apr 5, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Apr 5, 2019 | Loan Modification, Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on File |
| Deed Sale | Nov 22, 2021 · Amount on File |
| Prior Sale | Sep 15, 2004 |
| Deed Document Number | 20213437122 |
| Deed Book / Page | 7891 / 1257 |
| Prior Transfer Date | Jan 26, 2004 |
| Prior Transfer Doc | 0001959243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Nov 22, 2021 |
| Property Address | 2320 N 2050 E, LAYTON, UT 84040-5706 |
| Document Number | 7891/1257 |
| Book / Page | 7891 / 1257 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 3437122 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | REAL ADVANTAGE TITLE, REAL ADVANTAGE TIT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2320 N 2050 E, LAYTON, UT 84040-5706 |
| Document Number | 3437150 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 3437150 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 2320 N 2050 E, LAYTON, UT 84040-5706 |
| Document Number | 0003158909 |
| Instrument Date | Apr 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2320 N 2050 E LAYTON UT 840405706, LAYTON, UT 84040-5706 |
| Document Number | 0003158909 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 007260/001078 |
| Instrument | 3158909 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 9, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 2320 N 2050 E, LAYTON, UT 84040-5706 |
| Document Number | 0003158908 |
| Instrument Date | Apr 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2320 N 2050 E LAYTON UT 840405706, LAYTON, UT 84040-5706 |
| Document Number | 0003158908 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 007260/001071 |
| Instrument | 3158908 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | 10500 KINCAID DR, FISHERS, IN 46037-9749 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 9, 2049 |
The 2025 property tax bill for 2320 N 2050 E was $2,462, up 4.7% from the year before.
Source: Davis County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $246,950 (+3.22%) Land $129,919 Building $117,031 | $449,000 (+3.22%) Land $236,217 Building $212,783 | |
| 2025 | $2,462.00 (+4.72%) | $239,250 Land $112,234 Building $127,016 | $435,000 Land $204,062 Building $230,938 |
| 2024 | $2,351.00 (+2.13%) | ||
| 2023 | $2,302.00 (-4.12%) | $403,000 Land $190,768 Building $212,232 | $403,000 Land $190,768 Building $212,232 |
| 2022 | $2,401.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2320 N 2050 E in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2009–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2320 N 2050 E is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of Utah |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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