2321 E 4040 S, Saint George, UT 84790 Property Records

Washington County property record for 2321 E 4040 S, Saint George, UT 84790

Property Summary

Property TypeSingle Family Home
Details7 bd · 5 ba · 6,018 sqft · built 2017
Lot Size0.72 acres (31,363 sqft)
OwnerTrust Name on File
Tax Bill$7,177 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Apr 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNSG-MVF-5-66

Property Details

APN / Parcel Number

Primary APNSG-MVF-5-66
Alternative APN
  • 0957095

Interior

Bedrooms7 Beds
Full Baths5 Baths
Total Rooms16 Rooms
Stories2 Stories
Building Area6,018 sqft Living Area
Gross Area6,480 sqft
AtticAttic
Attic Area3,476 sqft
Media RoomMedia Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleBi-Level
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area31,363 sqft (0.72 acres)
Garage TypeAttached
Garage Area1,738 sqft
PorchCovered Slab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0957095
Street Address2321 E 4040 S
CitySAINT GEORGE
StateUT
Zip84790-1259
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: MEADOW VALLEY FARMS 5 (SG) LOT: 66
Legal SubdivisionMEADOW VALLEY FARMS PH 5
Legal Lot Number66
JurisdictionWASHINGTON UT
Township / Civil DivisionST. GEORGE
Census Block Group1
Census Block1028
Census Tract271702

Owner

2321 E 4040 S is held in a trust since November 2020.

Source: Washington County records, as of August 5, 2026

Owner of RecordTrust Name on File
Mailing Address2321 E 4040 S, SAINT GEORGE, UT 84790-1259
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2022Deed of Trust, Mortgage · Line of Credit
ROCK CANYON BANK
Apr 23, 2018Deed of Trust, Mortgage · Commercial Mortgage
CACHE VALLEY BANK
Sep 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
SUN AMERICAN MORTGAGE CO
Oct 4, 2019Deed of Trust, Mortgage · Commercial Mortgage
ROCK CANYON BANK
Nov 13, 2020Warranty Deed, Transfer
RAMPART TITLE INSURANCE AGENCY, RAMPART TITLE INS AGCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2020
Deed SaleNov 13, 2020
Prior SaleMay 27, 2016
Deed Document Number202064880
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON UT
Property Address2321 E 4040 S, ST GEORGE, UT 84790-1259
Transaction TypeMortgage
Record UpdatedSep 29, 2022
Title CompanyRAMPART TITLE INS AGNECY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2193 E 3 ST, SAINT GEORGE, UT 84790

Mortgage

Document Number0000043491
DateSep 19, 2022
Instrument20220043491
Lender
NameROCK CANYON BANK
TypeBank
AddressSAINT GEORGE, UT 84770
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON UT
Property Address2321 E 4040 S, ST GEORGE, UT 84790-1259
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016309
DateApr 23, 2018
Instrument20180016309
Lender
NameCACHE VALLEY BANK
TypeBank
AddressSAINT GEORGE, UT 84770
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON UT
Property Address2321 E 4040 S, ST GEORGE, UT 84790-1259
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMOUNTAIN VIEW TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035760
DateSep 4, 2019
Instrument20190035760
Lender
NameSUN AMERICAN MORTGAGE CO
TypeMortgage Company
AddressMESA, AZ 85206
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2034

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON UT
Property Address2321 E 4040 S, ST GEORGE, UT 84790-1259
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOUTHERN UTAH TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041066
DateOct 4, 2019
Instrument20190041066
Lender
NameROCK CANYON BANK
TypeBank
AddressSAINT GEORGE, UT 84770
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON UT
Recording DateNov 13, 2020
Property Address2321 E 4040 S, ST GEORGE, UT 84790-1259
Document Number0000064880
Instrument DateNov 12, 2020
Instrument64880
Transaction TypeTransfer
Record UpdatedDec 2, 2020
Title CompanyRAMPART TITLE INSURANCE AGENCY, RAMPART TITLE INS AGCY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2321 E 4040 S ST GEORGE UT 847901259, ST GEORGE, UT 84790-1259

Tax Assessment & Valuation

The 2025 property tax bill for 2321 E 4040 S was $7,177.

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateUtah
CountyWashington County
MunicipalitySt. George City
Unified School DistrictWashington School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,060,730 Land $302,500 Building $758,230$1,928,600 Land $550,000 Building $1,378,600
2025$7,177.00
2023$7,285.00$1,088,450$1,979,000 Land $355,000 Building $1,624,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2321 E 4040 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2321 E 4040 S is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 55% of Utah
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST GEORGE CITY WATER SYSTEM
serves 105,240 people · EPA ID UTAH27015
Water SourcePurchased surface water from several systems
Last State InspectionSep 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
TDS Telecom
Fiber · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
InfoWest
Fixed Wireless
200 / 40
T-Mobile
Fixed Wireless
100 / 20

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