2321 Cedar St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 2321 Cedar St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,460 sqft · built 1949
Lot Size	0.09 acres (3,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Jul 2018)
Tax Bill	$11,618 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`501-030-002-7`

Property Details

APN / Parcel Number

Primary APN	`501-030-002-7`
Alternative APN	`501-030-002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,460 sqft Living Area
1st Floor Area	1,460 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1969
Lot Area	3,900 sqft (0.09 acres)
Garage Type	Attached
Garage Area	293 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2321 CEDAR ST
City	EL CERRITO
State	CA
Zip	94530-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ALTA PUNTA TERRACE LOT 12 POR 10 BLK 1
Legal Subdivision	ALTA PUNTA TERRACE
Legal Block	1
Legal Lot Number	12
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3013
Census Tract	384000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2321 CEDAR ST, EL CERRITO, CA 94530-1610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 26, 2021	Deed of Trust, Mortgage · Line of Credit 1ST UNITED CREDIT UNION
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit FIRST UNITED CU
Dec 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 18, 2018	Grant Deed, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Deed Document Number	2018114038
Last Transfer Date	Dec 11, 2020
Transfer Doc	0000323966
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2321 CEDAR ST, EL CERRITO, CA 94530-1610
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	BOSTON NATIONAL TITLE NC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000167099
Date	Oct 3, 2019
Instrument	2019-167099

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2321 CEDAR ST, EL CERRITO, CA 94530-1610
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 CEDAR ST, EL CERRITO, CA 94530-1610

Mortgage

Document Number	0000239027
Date	Aug 26, 2021
Instrument	2021-239027

Lender

Name	1ST UNITED CREDIT UNION
Type	Non-Lending Institution
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2321 CEDAR ST, EL CERRITO, CA 94530-1610
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	MEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 CEDAR ST, EL CERRITO, CA 94530-1610

Mortgage

Document Number	0000120601
Date	Aug 1, 2022
Instrument	2022-120601

Lender

Name	FIRST UNITED CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 23, 2020
Property Address	2321 CEDAR ST, EL CERRITO, CA 94530-1610
Document Number	0000323966
Map Reference	MB 7 PG 168
Instrument Date	Dec 11, 2020
Instrument	2020-323966
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2321 CEDAR ST, EL CERRITO, CA 94530-1610

Mortgage

Document Number	0000323967
Date	Dec 23, 2020
Instrument	2020-323967

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 18, 2018
Property Address	2321 CEDAR ST, EL CERRITO, CA 94530-1610
Document Number	0000114038
Map Reference	MB 7 PG 168
Instrument Date	Jul 10, 2018
Instrument	2018-114038
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2321 CEDAR ST, EL CERRITO, CA 94530-1610

Mortgage

Document Number	0000114039
Date	Jul 18, 2018
Instrument	2018-114039

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$836,299 (+2%) Land $670,179 Building $166,120
2025	$11,618.00 (+4.24%) Homeowner's exemption	$819,902 (+4.04%) Land $657,039 Building $162,863
2023	$11,145.00 (+1.46%) Homeowner's exemption	$788,066 Land $631,526 Building $156,540
2022	$10,985.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures