2314 Cedar St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 2314 Cedar St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,994 sqft · built 1946
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on File
Last Sale	$517,000 (Feb 2004)
Tax Bill	$12,286 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`501-041-006-5`

Property Details

APN / Parcel Number

Primary APN	`501-041-006-5`
Alternative APN	`501-041-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,994 sqft Living Area
1st Floor Area	1,739 sqft
Basement Area	255 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1970
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	256 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	2314 CEDAR ST
City	EL CERRITO
State	CA
Zip	94530-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ALTA PUNTA TERRACE LOT 4 BLK 2
Legal Subdivision	ALTA PUNTA TERRACE
Legal Block	2
Legal Lot Number	4
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3021
Census Tract	384000

Owner

2314 Cedar St is owned and occupied by two individuals who bought it in February 2004.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2314 CEDAR ST, EL CERRITO, CA 94530-1611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU
Jan 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2004 · Amount on File
Deed Sale	Feb 20, 2004 · Amount on File
Prior Sale	Jan 12, 2001 · Amount on File
Deed Document Number	200455537
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2314 CEDAR ST, EL CERRITO, CA 94530-1611
Document Number	0000065839
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2314 CEDAR ST EL CERRITO CA 945301611, EL CERRITO, CA 94530-1611

Mortgage

Document Number	0000065839
Date	May 8, 2019
Instrument	65839

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065-1409

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2314 CEDAR ST, EL CERRITO, CA 94530-1611
Document Number	0000011103
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2314 CEDAR ST EL CERRITO CA 945301611, EL CERRITO, CA 94530-1611

Mortgage

Document Number	0000011103
Date	Jan 19, 2017
Instrument	11103

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 18, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 2314 Cedar St was $12,286 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$886,286 (+2%) Land $454,637 Building $431,649
2025	$12,286.00 Homeowner's exemption	$868,909 Land $445,723 Building $423,186
2023	$11,787.00 (+1.44%) Homeowner's exemption	$835,170 Land $428,416 Building $406,754
2022	$11,620.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2314 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2314 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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