Union County property record for 2321 Bearskin Ln, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,279 sqft · built 1987 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Company Name on Record |
| Last Sale | $180,000 (May 2021) |
| Tax Bill | $2,666 (2025) |
| Deeds & Mortgages | Feb 2021 Construction Loan May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-307-080 |
| Primary APN | 09-307-080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,279 sqft Living Area |
| Gross Area | 1,447 sqft |
| 1st Floor Area | 1,279 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 31,799 sqft (0.73 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2321 BEARSKIN LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | P/53 BEARSKIN PLACE OPCB251A |
| Legal Subdivision | BEARSKIN PLACE |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20403 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2321 BEARSKIN LN, MONROE, NC 28110-9547 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK |
| May 12, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2021 · Amount on Record |
| Deed Sale | May 12, 2021 · Amount on Record |
| Prior Sale | Sep 6, 1996 · Amount on Record |
| Deed Document Number | 202122618 |
| Deed Book / Page | 8098 / 595 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2321 BEARSKIN LN, MONROE, NC 28110-9547 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8004475 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 8004/475 |
| Instrument | 8991 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6.87% |
| Index | 1-Year LIBOR |
| Max Rate | 9.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 12, 2021 |
| Property Address | 2321 BEARSKIN LN, MONROE, NC 28110-9547 |
| Document Number | 8098595 |
| Book / Page | 8098 / 595 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 22618 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2321 BEARSKIN LN, MONROE, NC 28110-9547 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $305,000 (-) Land $67,000 Building $238,000 | $305,000 (-) Land $67,000 Building $238,000 | |
| 2025 | $2,666.00 (+28.17%) | $305,000 (+59.85%) Land $67,000 Building $238,000 | $305,000 (+59.85%) Land $67,000 Building $238,000 |
| 2023 | $2,080.00 | $190,800 Land $40,200 Building $150,600 | $190,800 Land $40,200 Building $150,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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