2318 Bearskin Ln, Monroe, NC 28110 Property Records

Union County property record for 2318 Bearskin Ln, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1987
Square Footage	1,427 sqft Living Area
Lot Size	32,801 sqft (0.753 acres)
Occupancy	Owner Occupied
Last Sale	$302,000 (2021)
Tax Bill	$2,890.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-307-040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,427 sqft Living Area
Gross Area	1,487 sqft Gross Area
1st Floor	1,487 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional Style
Exterior Material	Wood Siding Exterior
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	32,801 sqft (0.753 acres)
Deck Area	232 sqft Deck
Patio Area	232 sqft Patio
Porch Area	185 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	2318 BEARSKIN LN
City	MONROE
State	NC
Zip	28110-9547
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	#13 BEARSKIN PLACE OPCB251A
Legal Subdivision	BEARSKIN PLACE
Jurisdiction	UNION NC
Minor Civil Division	MONROE
Census Blockgroup	2
Census Block	2000
Census Tract	20403

Owner

Source: Union County records · APN 09-307-040

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2318 BEARSKIN LN, MONROE, NC 28110-9547
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 05, 2021 · Amount on Record
Deed Sale	Nov 05, 2021 · Amount on Record
Deed Doc Number	202152954
Deed Book / Page	8304 / 873
Record Refreshed	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 05, 2021
Property Address	2318 BEARSKIN LN, MONROE, NC 28110-9547
Document Number	8304873
Book / Page	8304 / 873
Map Reference	CAB B FILE 251-A
Instrument Date	Nov 05, 2021
Instrument	52954
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$604.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	2318 BEARSKIN LN, MONROE, NC 28110-9547

Mortgage

Document Number	52955
Date	Nov 05, 2021
Instrument	52955

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Dec 01, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,890.00 (+25.22%)	$330,700 (+56.21%) Land $67,200 Building $263,500	$330,700 (+56.21%) Land $67,200 Building $263,500
2023	$2,308.00	$211,700 (-) Land $40,500 Building $171,200	$211,700 (-) Land $40,500 Building $171,200
2022	$2,308.00	$211,700 Land $40,500 Building $171,200	$211,700 Land $40,500 Building $171,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.