23209 N 39th Ter, Phoenix, AZ 85050 Property Records

Maricopa County property record for 23209 N 39th Ter, Phoenix, AZ 85050

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,355 sqft · built 2005
Lot Size	0.169 acres (7,363 sqft)
Owner	Trust Name on Record
Last Sale	$786,000 (Jul 2020)
Tax Bill	$4,465 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2020 Transfer + 4 more
Flood Zone	Zone X (moderate risk)
APN	`212-38-404`

Property Details

APN / Parcel Number

Primary APN	`212-38-404`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,355 sqft Living Area
1st Floor Area	1,915 sqft
2nd Floor Area	1,440 sqft

Exterior

Year Built	Built 2005
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,363 sqft (0.169 acres)
Parking Spaces	3 Parking Spaces
Pool Area	703 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	23209 N 39TH TER
City	PHOENIX
State	AZ
Zip	85050-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43AG
Legal Description	VILLAGE 3 AT AVIANO MCR 653-06
Legal Range	04E
Legal Township	04N
Legal Section	18
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	VILLAGE 3 AT AVIANO
Legal Lot Number	342
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1001
Census Tract	615001

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	23209 N 39TH TER, PHOENIX, AZ 85050-5412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Line of Credit BOKF NA
Jul 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BOKF NA
Jul 28, 2020	Warranty Deed, Transfer CLEAR TITLE AGENCY/FLAGSTAFF, CLEAR TITLE AGCY/FLAGSTAFF
May 4, 2018	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
May 4, 2018	Warranty Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Jul 28, 2020
Deed Document Number	20200677998
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	23209 N 39TH TER, PHOENIX, AZ 85050-5412
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23209 N 39TH TER, PHOENIX, AZ 85050-5412

Mortgage

Document Number	0000694450
Date	Dec 2, 2025
Instrument	20250694450

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 28, 2020
Property Address	23209 N 39TH TER, PHOENIX, AZ 85050-5412
Document Number	0000677998
Instrument Date	Jul 27, 2020
Instrument	677998
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	23209 N 39TH TER PHOENIX AZ 850505412, PHOENIX, AZ 85050-5412

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jul 28, 2020
Property Address	23209 N 39TH TER, PHOENIX, AZ 85050-5412
Document Number	0000677996
Map Reference	MB 653 PG 6
Instrument Date	Jul 27, 2020
Instrument	20200677996
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CLEAR TTL AGCY OF FLAGSTAFF

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000677997
Date	Jul 28, 2020
Instrument	20200677997

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 28, 2020
Property Address	23209 N 39TH TER, PHOENIX, AZ 85050-5412
Document Number	0000677995
Instrument Date	May 1, 2020
Instrument	677995
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	CLEAR TITLE AGENCY/FLAGSTAFF, CLEAR TITLE AGCY/FLAGSTAFF

Transaction

Amount	Amount Recorded
Tax	$786.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	23209 N 39TH TER PHOENIX AZ 850505412, PHOENIX, AZ 85050-5412

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 4, 2018
Property Address	23209 N 39TH TER, PHOENIX, AZ 85050-5412
Document Number	0000342038
Map Reference	MB 653 PG 6
Instrument Date	Apr 25, 2018
Instrument	20180342038
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10645 N TATUM BLVD # BLVD200-42, 10645, PHOENIX, AZ 85028-3068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23209 N 39TH TER, PHOENIX, AZ 85050-5412

Mortgage

Document Number	0000342039
Date	May 4, 2018
Instrument	20180342039

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Mortgage

Document Number	0000342040
Date	May 4, 2018
Instrument	20180342040

Lender

Name	TRUWEST CU
Type	Credit Union
Address	TEMPE, AZ 85281

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 4, 2018
Property Address	23209 N 39TH TER, PHOENIX, AZ 85050-5412
Document Number	0000342037
Instrument Date	Apr 23, 2018
Instrument	342037
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23209 N 39TH TER PHOENIX AZ 850505412, PHOENIX, AZ 85050-5412

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,160 (-4.47%)	$921,600 (-4.47%) Land $184,300 Building $737,300
2025	$4,465.00 (-15.45%)
2024		$96,470	$964,700 Land $192,900 Building $771,800
2023	$5,281.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 62% of Arizona
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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