23205 N 39th Ter, Phoenix, AZ 85050 Property Records

Maricopa County property record for 23205 N 39th Ter, Phoenix, AZ 85050

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,751 sqft · built 2005
Lot Size	0.266 acres (11,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Sep 2019)
Tax Bill	$5,029 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`212-38-403`

Property Details

APN / Parcel Number

Primary APN	`212-38-403`
Alternative APN	`212384031`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,751 sqft Living Area
Gross Area	2,951 sqft
1st Floor Area	2,751 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	11,579 sqft (0.266 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Pool Area	461 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	23205 N 39TH TER
City	PHOENIX
State	AZ
Zip	85050-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43AG
Legal Description	VILLAGE 3 AT AVIANO MCR 653-06
Legal Range	4E
Legal Township	4N
Legal Section	18
Legal Subdivision	VILLAGE 3 AT AVIANO
Legal Lot Number	341
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1001
Census Tract	615001

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23205 N 39TH TER, PHOENIX, AZ 85050-5412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2025	Deed of Trust, Mortgage · Line of Credit KIND LENDING LLC
Mar 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 10, 2019	Warranty Deed, Transfer · ARM IMC MORTGAGE CORP
Sep 10, 2019	Intrafamily Transfer, Transfer EMPIRE WEST TITLE AGENCY LLC
Mar 10, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF NAT'L TR & SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2019 · Amount on Record
Deed Sale	Sep 10, 2019 · Amount on Record
Prior Sale	May 9, 2011 · Amount on Record
Deed Document Number	2019707618
Last Transfer Date	Mar 8, 2022
Transfer Doc	0000272495
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	23205 N 39TH TER, PHOENIX, AZ 85050-5412
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23205 N 39TH TER, PHOENIX, AZ 85050-5412

Mortgage

Document Number	0000463389
Date	Aug 12, 2025
Instrument	20250463389

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 28, 2022
Property Address	23205 N 39TH TER, PHOENIX, AZ 85050-5412
Document Number	0000272495
Map Reference	MB 653 PG 6
Instrument Date	Mar 8, 2022
Instrument	20220272495
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGCY UNINSURED

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	23205 N 39TH TER, PHOENIX, AZ 85050-5412

Mortgage

Document Number	0000272496
Date	Mar 28, 2022
Instrument	20220272496

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 10, 2019
Property Address	23205 N 39TH TER, PHOENIX, AZ 85050-5412
Document Number	0000707618
Map Reference	MB 653 PG 6
Instrument Date	Sep 6, 2019
Instrument	20190707618
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23305 N 29TH TER, 23305, PHOENIX, AZ 85050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2606 PACIFIC AVE, SAN FRANCISCO, CA 94115-1128

Mortgage

Document Number	0000707620
Date	Sep 10, 2019
Instrument	20190707620

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	6.37%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	11.3%

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 10, 2019
Property Address	23205 N 39TH TER, PHOENIX, AZ 85050-5412
Document Number	0000707619
Map Reference	MB 653 PG 6
Instrument Date	Sep 6, 2019
Instrument	20190707619
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19190 SPRING DR, SONOMA, CA 95476-8942

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	23205 N 39TH TER, PHOENIX, AZ 85050-5412
Document Number	0000208601
Instrument Date	Mar 10, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23205 N 39TH TER PHOENIX AZ 850505412, PHOENIX, AZ 85050-5412

Mortgage

Document Number	0000208601
Date	Mar 20, 2018
Instrument	208601

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,360 (+40.11%)	$913,600 (+3.37%) Land $182,700 Building $730,900
2025	$5,029.00 (-20.85%)	$65,208 (-32.27%)	$883,800 (-8.21%) Land $176,700 Building $707,100
2024		$96,280	$962,800 Land $192,500 Building $770,300
2023	$6,354.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 62% of Arizona
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

Nearby Properties on N 39th Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures