McHenry County property record for 23204 Norma Ln, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.16 acres (50,965 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $332,000 (Dec 2022) |
| Deeds & Mortgages | Jun 2023 Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-28-451-011 |
| Primary APN | 01-28-451-011 |
|---|
| Lot Area | 50,965 sqft |
|---|
| Street Address | 23204 NORMA LN |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-9198 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0040177 LT 15 NAN-CHRIS HEIGHTS UNIT 2 |
| Legal Range | 05E |
| Legal Township | 46N |
| Legal Section | 28 |
| Legal Subdivision | NAN-CHRIS HEIGHTS 02 |
| Legal Block | 451 |
| Legal Lot Number | 15 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 870301 |
23204 Norma Ln is owner-occupied and held in a trust since June 2023.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 23204 NORMA LN, HARVARD, IL 60033-9198 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2023 | Intrafamily Transfer, Transfer · Commercial Mortgage THE CHERYL A LUND REVOCABLE TRUST |
| Dec 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2022 · Amount on File |
| Deed Sale | Dec 5, 2022 · Amount on File |
| Prior Sale | Dec 5, 2022 · Amount on File |
| Deed Document Number | 0000040177 |
| Last Transfer Date | Jun 12, 2023 |
| Transfer Doc | 0000013769 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 12, 2023 |
| Property Address | 23204 NORMA LN, HARVARD, IL 60033-9198 |
| Document Number | 0000013769 |
| Map Reference | DOC 88R26434 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 2023R0013769 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 23204 NORMA LN, HARVARD, IL 60033-9198 |
| Document Number | 0000013770 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 2023R0013770 |
| Name | THE CHERYL A LUND REVOCABLE TRUST |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 253 Months |
| Due | Jul 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 5, 2022 |
| Property Address | 23204 NORMA LN, HARVARD, IL 60033-9198 |
| Document Number | 0000040177 |
| Map Reference | DOC 88R26434 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 2022R0040177 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $332.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 23204 NORMA LN, HARVARD, IL 60033-9198 |
| Document Number | 0000040178 |
|---|---|
| Date | Dec 5, 2022 |
| Instrument | 2022R0040178 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $94,097 Land $15,934 Building $78,163 | $282,291 Land $47,802 Building $234,489 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 23204 Norma Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1993–2013) |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23204 Norma Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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