McHenry County property record for 23120 Norma Ln, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.26 acres (98,881 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $184,000 (Feb 2019) |
| Deeds & Mortgages | Feb 2019 Sale & Mortgage Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-28-451-013 |
| Primary APN | 01-28-451-013 |
|---|
| Lot Area | 98,881 sqft |
|---|
| Street Address | 23120 NORMA LN |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-9176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2019R0002978 LT 19 NAN-CHRIS HEIGHTS UNIT 3 |
| Legal Range | 05E |
| Legal Township | 46N |
| Legal Section | 28 |
| Legal Subdivision | NAN-CHRIS HEIGHTS 03 |
| Legal Block | 451 |
| Legal Lot Number | 19 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 870301 |
23120 Norma Ln is owned and occupied by two individuals who bought it in February 2019.
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23120 NORMA LN, HARVARD, IL 60033-9176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2019 | Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Sep 5, 2018 | Trustee's Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2019 · Amount on File |
| Deed Sale | Feb 4, 2019 · Amount on File |
| Prior Sale | Sep 5, 2018 |
| Deed Document Number | 2019R0002978 |
| Record Updated | Jun 7, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Feb 4, 2019 |
| Property Address | 23120 NORMA LN, HARVARD, IL 60033-9176 |
| Document Number | 0000002978 |
| Instrument Date | Jan 29, 2019 |
| Instrument | 2978 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $276.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 23120 NORMA LN HARVARD IL 600339176, HARVARD, IL 60033-9176 |
| Document Number | 2979 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 2979 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, AL 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 3, 2049 |
| Rate | 4.62% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 5, 2018 |
| Property Address | 23120 NORMA LN, HARVARD, IL 60033-9176 |
| Document Number | 0000030462 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 30462 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 800 MORELAND ST OWENSBORO KY 423012046, OWENSBORO, KY 42301-2046 |
| Investor | Possibly a Property Investor |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $79,048 Land $31,050 Building $47,998 | $237,144 Land $93,150 Building $143,994 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 23120 Norma Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1993–2013) |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23120 Norma Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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