DeSoto County property record for 2320 Thousand Oaks Dr, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,790 sqft · built 1994 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $985 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-5-16-05-0-00015-00 |
| Primary APN | 3-07-5-16-05-0-00015-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,790 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 74,052 sqft (1.7 acres) |
| Patio Area | 168 sqft |
| Street Address | 2320 THOUSAND OAKS DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | OAK CREEK S-D SEC B LOT 15 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 16 |
| Legal Subdivision | OAK CREEK S-D |
| Legal Lot Number | 15 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 71001 |
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2320 THOUSAND OAKS DR, HERNANDO, MS 38632-7759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2017 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) NAVY FCU |
| Nov 8, 2021 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2021 |
| Deed Sale | Nov 8, 2021 |
| Deed Document Number | 0000977562 |
| Deed Book / Page | 977 / 562 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2320 THOUSAND OAKS DR, HERNANDO, MS 38632-7759 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 20170728010216710 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 20170728010216710 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Nov 8, 2021 |
| Property Address | 2320 THOUSAND OAKS DR, HERNANDO, MS 38632-7759 |
| Document Number | 000977/562 |
| Book / Page | 977 / 562 |
| Map Reference | MB 39 PG 28 |
| Instrument Date | Nov 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | LENDSERV NATIONAL TITLE, LENDSERV NATIONAL TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2320 THOUSAND OAKS DR, 2320, HERNANDO, MS 38632-7759 |
| Name | Verified Name |
|---|---|
| Address | 2320 THOUSAND OAKS DR, HERNANDO, MS 38632-7759 |
| Document Number | 0005392597 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 5392/597 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $985.00 (+15.07%) | $15,464 (+34.81%) Land $2,500 Building $12,964 | $154,638 (+34.8%) Land $25,000 Building $129,638 |
| 2023 | $856.00 | $11,471 | $114,714 Land $25,000 Building $89,714 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 59% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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