2280 Thousand Oaks Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 2280 Thousand Oaks Dr, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,933 sqft · built 1992
Lot Size	1.54 acres (67,113 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,162 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-16-01-0-00007-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-16-01-0-00007-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,933 sqft Adjusted Area
Interior Walls	Plaster

Exterior

Year Built	Built 1992
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	67,113 sqft (1.54 acres)
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Patio Area	210 sqft

Location & Zoning

Street Address	2280 THOUSAND OAKS DR
City	HERNANDO
State	MS
Zip	38632-6622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK CREEK S-D LOT 7
Legal Range	07
Legal Township	03
Legal Section	16
Legal Subdivision	OAK CREEK S-D
Legal Lot Number	7
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2028
Census Tract	71001

Owner

Source: DeSoto County records · APN 3-07-5-16-01-0-00007-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2280 THOUSAND OAKS DR, HERNANDO, MS 38632-6622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Apr 22, 2021	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Jul 05, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	0000665690
Record Updated	Jun 08, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2280 THOUSAND OAKS DR, HERNANDO, MS 38632-6622
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004318/291
Date	Mar 15, 2017
Book Page	4318/291

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 26, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2280 THOUSAND OAKS DR, HERNANDO, MS 38632-6622
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2280 THOUSAND OAKS DR, HERNANDO, MS 38632-6622

Mortgage

Document Number	005219/387
Date	Apr 22, 2021
Book Page	5219/387

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 26, 2031

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2280 THOUSAND OAKS DR, HERNANDO, MS 38632-6622
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2280 THOUSAND OAKS DR, HERNANDO, MS 38632-6622

Mortgage

Document Number	005561/478
Date	Jul 05, 2022
Book Page	5561/478

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jun 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,162.00 (+14.37%)	$17,610 (+34.77%) Land $2,500 Building $15,110	$176,097 (+34.77%) Land $25,000 Building $151,097
2023	$1,016.00	$13,067	$130,665 Land $25,000 Building $105,665

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330710012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 41% of Mississippi
Wildfire Likelihood	About 1 in 1,124 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telapex	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Thousand Oaks Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures