2320 Locks Lndg, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2320 Locks Lndg, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,802 sqft · built 1988
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on File
Last Sale	$232,700 (Nov 2012)
Tax Bill	$3,805 (2025)
Deeds & Mortgages	Jun 2009 Mortgage
APN	`0348001000410`

Property Details

APN / Parcel Number

Primary APN	`0348001000410`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,802 sqft Living Area
1st Floor Area	1,493 sqft
Attic	Attic
Attic Area	480 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	99 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	119 sqft
Deck Area	480 sqft
Patio Area	319 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2320 LOCKS LNDG
City	CHESAPEAKE
State	VA
Zip	23323-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	41 LOCKS LANDING SEC 1
Legal Subdivision	D C CRSNG/D C FOREST/LOCKS LND/CEDAR COV
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1026
Census Tract	21304

Owner

2320 Locks Lndg is owned and occupied by two individuals who bought it in November 2012.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2320 LOCKS LNDG, CHESAPEAKE, VA 23323-3000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2012 · Amount on File
Deed Sale	Nov 29, 2012 · Amount on File
Prior Sale	Aug 26, 2008 · Amount on File
Deed Book / Page	8894 / 708
Record Updated	Oct 29, 2026

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2320 LOCKS LNDG, CHESAPEAKE, VA 23323-3000
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007852/100
Date	Jun 23, 2009
Book Page	7852/100

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2039

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,000 (+7.78%) Land $185,000 Building $221,000	$406,000 (+7.78%) Land $185,000 Building $221,000
2025	$3,805.00 (+38.51%)	$376,700 (+9.19%) Land $170,000 Building $206,700	$376,700 (+9.19%) Land $170,000 Building $206,700
2023		$345,000 (+8.15%) Land $120,000 Building $225,000	$345,000 (+8.15%) Land $120,000 Building $225,000
2022		$319,000 Land $110,000 Building $209,000	$319,000 Land $110,000 Building $209,000
2019	$2,747.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2320 Locks Lndg; there have been 19 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 401 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	401 in force
Nearby Flood Claims	19 (1998–2024)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 5 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2320 Locks Lndg is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880