Chesapeake City property record for 2317 Locks Lndg, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,449 sqft · built 1988 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | Individual Name on File |
| Last Sale | $358,000 (Apr 2022) |
| Tax Bill | $3,785 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Oct 2020 Refinance + 4 more |
| APN | 0348001000050 |
| Primary APN | 0348001000050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,449 sqft Living Area |
| 1st Floor Area | 1,425 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,193 sqft (0.234 acres) |
| Lot Dimensions | 120 ft deep x 85 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 276 sqft |
| Patio Area | 356 sqft |
| Shed | 1 Shed |
| Shed Area | 276 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2317 LOCKS LNDG |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-3038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 5 LOCKS LANDING SEC 1 |
| Legal Subdivision | D C CRSNG/D C FOREST/LOCKS LND/CEDAR COV |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 21304 |
2317 Locks Lndg is owned by an individual who bought it in April 2022.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 SHEPHERD LN, LEVITTOWN, NY 11756-4121 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Jul 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Nov 1, 2016 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Apr 26, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 3, 2008 | Warranty Deed, Transfer · FHA Mortgage UNION MORTGAGE GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2022 · Amount on File |
| Deed Sale | Apr 26, 2022 · Amount on File |
| Prior Sale | Jun 7, 2012 · Amount on File |
| Deed Document Number | 202214057 |
| Deed Book / Page | 10551 / 1046 |
| Prior Transfer Date | Jun 23, 2011 |
| Prior Transfer Doc | 0008680/60 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2317 LOCKS LNDG, CHESAPEAKE, VA 23323-3038 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10113/1045 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 10113/1045 |
| Instrument | 200004999 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Due | Feb 11, 2020 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2317 LOCKS LNDG, CHESAPEAKE, VA 23323-3038 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010246/688 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 10246/688 |
| Instrument | 200040197 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2317 LOCKS LNDG, CHESAPEAKE, VA 23323-3038 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010417/610 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 10417/610 |
| Instrument | 210034634 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2317 LOCKS LNDG, CHESAPEAKE, VA 23323-3038 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 09716/1408 |
|---|---|
| Date | Nov 1, 2016 |
| Book Page | 9716/1408 |
| Instrument | 160030718 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 21, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 26, 2022 |
| Property Address | 2317 LOCKS LNDG, CHESAPEAKE, VA 23323-3038 |
| Document Number | 10551/1046 |
| Book / Page | 10551 / 1046 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 220014057 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 SHEPHERD LN, LEVITTOWN, NY 11756-4121 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 3, 2008 |
| Property Address | 2317 LOCKS LNDG, CHESAPEAKE, VA 23323-3038 |
| Document Number | 0007507/74 |
| Book / Page | 7507 / 74 |
| Instrument Date | May 27, 2008 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000750777 |
|---|---|
| Date | Jun 3, 2008 |
| Instrument | 7507/77 |
| Name | UNION MORTGAGE GROUP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2317 Locks Lndg was $3,785.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $407,200 (+8.64%) Land $185,000 Building $222,200 | $407,200 (+8.64%) Land $185,000 Building $222,200 | |
| 2025 | $3,785.00 | $374,800 Land $170,000 Building $204,800 | $374,800 Land $170,000 Building $204,800 |
| 2023 | $340,000 (+9.18%) Land $120,000 Building $220,000 | $340,000 (+9.18%) Land $120,000 Building $220,000 | |
| 2022 | $311,400 Land $110,000 Building $201,400 | $311,400 Land $110,000 Building $201,400 | |
| 2019 | $2,572.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2317 Locks Lndg; there have been 19 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 401 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 401 in force |
| Nearby Flood Claims | 19 (1998–2024) |
| Claims Outside the SFHA | 1 of 19 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2317 Locks Lndg is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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