2320 Independence Dr, Melissa, TX 75454 Property Records

Collin County property record for 2320 Independence Dr, Melissa, TX 75454

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,073 sqft · built 2016
Lot Size0.138 acres (6,050 sqft)
OwnerIndividual Name on File
Tax Bill$7,822 (2024)
Deeds & MortgagesMay 2021 Mortgage
Oct 2022 Second Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNR-10624-00A-0230-1

Property Details

APN / Parcel Number

Primary APNR-10624-00A-0230-1
Alternative APN
  • 2710095

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area3,073 sqft Living Area
Gross Area3,619 sqft
1st Floor Area2,113 sqft
2nd Floor Area960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Exterior MaterialBrick
Construction TypeWood Frame
Lot Area6,050 sqft (0.138 acres)
Garage TypeAttached
Garage Area438 sqft
PorchPorch
Porch Area221 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2710095
Street Address2320 INDEPENDENCE DR
CityMELISSA
StateTX
Zip75454-3125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIBERTY PHASE 3A (CML), BLK A, LOT 23
Legal SubdivisionLIBERTY PHASE 3A (CML)
Legal Phase3A
Legal BlockA
Legal Lot Number23
JurisdictionCOLLIN TX
Township / Civil DivisionANNA
Census Block Group3
Census Block3105
Census Tract30207

Owner

2320 Independence Dr is owned and occupied by an individual who acquired it in May 2017.

Source: Collin County records, as of October 23, 2025

Owner of RecordIndividual Name on File
Mailing Address2320 INDEPENDENCE DR, MELISSA, TX 75454-3125
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 25, 2021Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Oct 24, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Feb 20, 2020Deed of Trust, Mortgage · FHA Mortgage
FIRST RATE HM MTG
Feb 5, 2018Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING
May 30, 2017Grant Deed, Subdivision Related Transfer · FHA Mortgage
HIGHLAND LOANSOURCE
May 16, 2017Grant Deed, Subdivision Related Transfer · FHA Mortgage
HIGHLAND LOANSOURCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2017
Deed SaleMay 16, 2017
Deed Document Number20170516000628990
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address2320 INDEPENDENCE DR, MELISSA, TX 75454-3125
Transaction TypeMortgage
Record UpdatedOct 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001051730
DateMay 25, 2021
Instrument20210525001051730
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address2320 INDEPENDENCE DR, MELISSA, TX 75454-3125
Transaction TypeMortgage
Record UpdatedOct 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000156295
DateOct 24, 2022
Instrument20221024000156295
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address2320 INDEPENDENCE DR, MELISSA, TX 75454-3125
Document Number0000262580
Instrument DateFeb 20, 2020
Transaction TypeMortgage
Record UpdatedMar 18, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2320 INDEPENDENCE DR MELISSA TX 754543125, MELISSA, TX 75454-3125

Mortgage

Document Number0000262580
DateFeb 25, 2020
Instrument262580
Lender
NameFIRST RATE HM MTG
TypeMortgage Company
AddressTEMPE, AZ 85283
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 24, 2050

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address2320 INDEPENDENCE DR, MELISSA, TX 75454-3125
Document Number0000168010
Instrument DateFeb 5, 2018
Transaction TypeMortgage
Record UpdatedFeb 22, 2018
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2320 INDEPENDENCE DR MELISSA TX 754543125, MELISSA, TX 75454-3125

Mortgage

Document Number0000168010
DateFeb 12, 2018
Instrument168010
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 11, 2048

May 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCOLLIN TX
Recording DateMay 30, 2017
Property Address2320 INDEPENDENCE DR, MELISSA, TX 75454-3125
Document Number0000692530
Instrument DateMay 26, 2017
Instrument692530
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 3, 2017
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2212 BENNINGTON DR MELISSA TX 754540459, MELISSA, TX 75454-0459

Mortgage

Document Number692540
DateMay 30, 2017
Instrument692540
Lender
NameHIGHLAND LOANSOURCE
TypeFunding / Finance Company
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 29, 2047

May 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCOLLIN TX
Recording DateMay 16, 2017
Property Address2320 INDEPENDENCE DR, MELISSA, TX 75454-3125
Document Number0000628990
Instrument DateMay 15, 2017
Instrument628990
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 27, 2017
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2320 INDEPENDENCE DR MELISSA TX 754543125, MELISSA, TX 75454-3125

Mortgage

Document Number629000
DateMay 16, 2017
Instrument629000
Lender
NameHIGHLAND LOANSOURCE
TypeFunding / Finance Company
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 15, 2047

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityMelissa City
Unified School DistrictMelissa Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$532,244 Land $140,000 Building $392,244$532,244 Land $140,000 Building $392,244
2024$7,822.00
2023$562,403 Land $140,000 Building $422,403$562,403 Land $140,000 Building $422,403
2022$7,881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2320 Independence Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2320 Independence Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELISSA
serves 26,234 people · EPA ID TX0430040
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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