Storey County property record for 2320 Empire Rd, VC Highlands, NV 89521
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,618 sqft · built 2021 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,095,000 (Sep 2026) |
| Tax Bill | $7,276 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Apr 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-045-18 |
| Primary APN | 003-045-18 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 4,618 sqft Living Area |
| 1st Floor Area | 4,618 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 53,579 sqft (1.23 acres) |
| Garage Type | Detached |
| Heating System | Radiant |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2320 EMPIRE RD |
|---|---|
| City | RENO |
| State | NV |
| Zip | 89521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E1 VCH;1AC |
| Legal Description | PARCEL MAP ID : LOT : 100 BLOCK : G VCH G-100 TOWN : VC HIGHLANDS |
| Legal Range | 21E |
| Legal Township | 18N |
| Legal Section | 32 |
| Legal Subdivision | VIRGINIA CITY HIGHLANDS |
| Legal Block | 2 |
| Legal Lot Number | 100 |
| Legal Unit | 1 |
| Jurisdiction | STOREY NV |
| Township / Civil Division | VIRGINIA CITY |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 970200 |
Source: Storey County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2320 EMPIRE RD, RENO, NV 89521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 28, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE |
| Apr 26, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 10, 2023 | Deed of Trust, Mortgage JILL CONNERS |
| Jun 3, 2022 | Deed of Trust, Mortgage · Construction Mortgage UNITED FCU |
| Jul 1, 2020 | Grant Deed, Transfer FIRST CENTENNIAL TITLE COMPANY, FIRST CENTENNIAL TITLE CO/NV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2026 · Amount on Record |
| Deed Sale | Sep 28, 2026 · Amount on Record |
| Prior Sale | Jul 1, 2020 · Amount on Record |
| Deed Document Number | 2026143607 |
| Prior Transfer Date | Aug 27, 2010 |
| Prior Transfer Doc | 0000113736 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | STOREY NV |
| Recording Date | Sep 28, 2026 |
| Property Address | 2320 EMPIRE RD, RENO, NV 89521 |
| Document Number | 0000143607 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 2026143607 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | CENTENNIAL TITLE, FIRST CENTENNIAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $431,320.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2320 EMPIRE RD, RENO, NV 89521 |
| Document Number | 0000143607, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 2026143607 |
| Name | PREMIER MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOREY NV |
| Property Address | 2320 EMPIRE RD, VC HIGHLANDS, NV 89521 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2320 EMPIRE RD, RENO, NV 89521 |
| Document Number | 0000139196 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 139196 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOREY NV |
| Property Address | 2320 EMPIRE RD, VC HIGHLANDS, NV 89521 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000137355 |
|---|---|
| Date | Feb 10, 2023 |
| Instrument | 137355 |
| Name | JILL CONNERS |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOREY NV |
| Property Address | 2320 EMPIRE RD, VC HIGHLANDS, NV 89521 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Title Company | FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO |
| Name | Verified Name |
|---|
| Document Number | 0000136259 |
|---|---|
| Date | Jun 3, 2022 |
| Instrument | 136259 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jul 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STOREY NV |
| Recording Date | Jul 1, 2020 |
| Property Address | 2320 EMPIRE RD, RENO, NV 89521 |
| Document Number | 0000131977 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 131977 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2020 |
| Title Company | FIRST CENTENNIAL TITLE COMPANY, FIRST CENTENNIAL TITLE CO/NV |
| Amount | Amount Recorded |
|---|---|
| Tax | $66.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 21 VIRGINIA CITY NV 894400021, VIRGINIA CITY, NV 89440-0021 |
Source: Storey County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Storey County |
| Unified School District | Storey County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,276.00 (+0.43%) | $210,239 (-0.26%) Land $11,550 Building $198,689 | $600,684 (-0.26%) Land $33,000 Building $567,684 |
| 2025 | $7,245.00 (+99.97%) | $210,785 (+90.41%) Land $10,150 Building $200,635 | $602,242 (+90.41%) Land $29,000 Building $573,242 |
| 2023 | $3,623.00 (+86.37%) | $110,698 (+95.52%) Land $7,700 Building $102,998 | $316,280 (+95.52%) Land $22,000 Building $294,280 |
| 2022 | $1,944.00 | $56,617 Land $7,700 Building $48,917 | $161,763 Land $22,000 Building $139,763 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99% of the US · above 96% of Nevada |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| Northern Nevada High Speed Internet Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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