2281 Empire Rd, VC Highlands (Reno), NV 89521 Property Records

Storey County property record for 2281 Empire Rd, VC Highlands, NV 89521

Property Summary

Property TypeSingle Family Home
Details1,736 sqft · built 1979
Lot Size1.06 acres (46,609 sqft)
Owner2 Individual Names on File
Last Sale$530,000 (Jan 2024)
Tax Bill$2,222 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Oct 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN003-045-14

Property Details

APN / Parcel Number

Primary APN003-045-14

Interior

Stories2 Stories
Building Area1,736 sqft Living Area
Gross Area2,220 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area46,609 sqft
Garage TypeAttached
Garage Area484 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area80 sqft
Deck Area108 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2281 EMPIRE RD
CityRENO
StateNV
Zip89521-6407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE1 VCH;1AC
Legal DescriptionPARCEL MAP ID : LOT : 106 BLOCK : G VCH G-106 TOWN : VC HIGHLANDS
Legal Range21E
Legal Township18N
Legal Section32
Legal SubdivisionVIRGINIA CITY HIGHLANDS
Legal Block2
Legal Lot Number106
Legal Unit1
JurisdictionSTOREY NV
Township / Civil DivisionVIRGINIA CITY
Census Block Group2
Census Block2031
Census Tract970200

Owner

2281 Empire Rd is owned and occupied by two individuals who bought it in January 2024.

Source: Storey County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address2281 EMPIRE RD, RENO, NV 89521-6407
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2024Bargain and Sale Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Oct 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Jul 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Mar 28, 2019Bargain and Sale Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2024 · Amount on File
Deed SaleJan 17, 2024 · Amount on File
Prior SaleMar 28, 2019 · Amount on File
Deed Document Number2024138781
Record UpdatedOct 29, 2026

January 2024: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionSTOREY NV
Recording DateJan 17, 2024
Property Address2281 EMPIRE RD, VC HIGHLANDS, NV 89521-6407
Document Number0000138781
Map ReferenceFILE 35070
Instrument DateJan 6, 2024
Instrument138781
Transaction TypeTransfer
Record UpdatedFeb 15, 2024
Title CompanyTICOR TITLE- RENO, TICOR TITLE RENO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,067.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2281 EMPIRE RD, RENO, NV 89521-6407

Mortgage

Document Number0000138782
DateJan 17, 2024
Instrument138782
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTOREY NV
Property Address2281 EMPIRE RD, VC HIGHLANDS, NV 89521-6407
Transaction TypeMortgage
Record UpdatedSep 22, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000134878
DateOct 6, 2021
Instrument134878
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTOREY NV
Property Address2281 EMPIRE RD, RENO, NV 89521-6407
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST CENTENNIAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000128030
DateJul 5, 2018
Instrument128030
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2048

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTOREY NV
Property Address2281 EMPIRE RD, RENO, NV 89521-6407
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTOIYABE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000131108
DateJan 22, 2020
Instrument131108
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

March 2019: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionSTOREY NV
Recording DateMar 28, 2019
Property Address2281 EMPIRE RD, RENO, NV 89521-6407
Document Number0000129326
Map ReferenceFILE 35070
Instrument DateMar 28, 2019
Instrument129326
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyTICOR TITLE RENO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2281 EMPIRE RD, 2281, RENO, NV 89521-6407

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2281 EMPIRE RD, RENO, NV 89521-6407

Mortgage

Document Number0000129327
DateMar 28, 2019
Instrument129327
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2281 Empire Rd was $2,222.

Source: Storey County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateNevada
CountyStorey County
Unified School DistrictStorey County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$70,275 Land $11,550 Building $58,725$200,785 Land $33,000 Building $167,785
2025$2,222.00
2023$1,881.00 (+3.01%)$61,784 (+17.03%) Land $7,700 Building $54,084$176,527 (+17.03%) Land $22,000 Building $154,527
2022$1,826.00$52,792 Land $7,700 Building $45,092$150,835 Land $22,000 Building $128,835

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2281 Empire Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2281 Empire Rd is extreme, ranking above 99% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99% of the US · above 95% of Nevada
Wildfire Likelihood3% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
200 / 30
Hot Spot Broadband
Fixed Wireless
100 / 50
Northern Nevada High Speed Internet
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3

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