2320 Cooper Ave, Saginaw, MI 48602 Property Records

Saginaw County property record for 2320 Cooper Ave, Saginaw, MI 48602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,340 sqft · built 1922
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$62,000 (Oct 2021)
Tax Bill	$1,678 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`92-00-0-11-8000-000`

Property Details

APN / Parcel Number

Primary APN	`92-00-0-11-8000-000`
Alternative APN	`20 0118 00000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
1st Floor Area	1,316 sqft
Basement Area	879 sqft
Unfinished Basement	879 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	129 ft deep x 50 ft wide
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	252 sqft
Deck Area	Deck Area
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2320 COOPER AVE
City	SAGINAW
State	MI
Zip	48602-3942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	E.50 FT.OF W.100 FT.OF THE E. 1/2 OF THAT PART OF LOT 32, LYING BETWEEN THE W.LINE OF CAROLINA ST.& E.LINE OF AVON ST.& N.OF
Legal Subdivision	P C ANDRES ADDITION
Legal Lot Number	32-34
Legal Unit	32-34
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	4
Census Block	4003
Census Tract	1600

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2320 COOPER AVE, SAGINAW, MI 48602-3942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 8, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Prior Sale	Nov 16, 2016 · Amount on Record
Deed Document Number	202133641
Prior Transfer Date	Mar 8, 2019
Prior Transfer Doc	0000004732
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 19, 2021
Property Address	2320 COOPER AVE, SAGINAW, MI 48602-3942
Document Number	2021033641
Map Reference	LB 38 PG 43
Instrument Date	Sep 30, 2021
Instrument	2021033641
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	HOMELAND TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2320 COOPER AVE, 2320, SAGINAW, MI 48602-3942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2289 BLACKMORE ST, SAGINAW, MI 48602-3510
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033215
Date	Oct 14, 2021
Instrument	2021033215

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 8, 2019
Property Address	2320 COOPER AVE, SAGINAW, MI 48602-3942
Document Number	0000004732
Instrument Date	Mar 8, 2019
Instrument	4732
Transaction Type	Transfer
Record Updated	Mar 20, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2320 COOPER AVE SAGINAW MI 486023942, SAGINAW, MI 48602-3942

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Saginaw City
Unified School District	Saginaw City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,800 (+43.19%)	$73,600 (+43.19%)
2025	$1,678.00 (+32.13%) Homeowner's exemption
2023		$25,700	$51,400
2022	$1,270.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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