2316 Cooper Ave, Saginaw, MI 48602 Property Records

Saginaw County property record for 2316 Cooper Ave, Saginaw, MI 48602

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,022 sqft · built 1924
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Jun 2007)
Tax Bill	$1,286 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92-00-0-11-9000-000`

Property Details

APN / Parcel Number

Primary APN	`92-00-0-11-9000-000`
Alternative APN	`20 0119 00000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,022 sqft Living Area
1st Floor Area	1,007 sqft
Basement Area	1,007 sqft
Unfinished Basement	1,007 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	129 ft deep x 52.6 ft wide
Porch	Covered Porch
Porch Area	185 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2316 COOPER AVE
City	SAGINAW
State	MI
Zip	48602-3942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	E.52.6 FT.OF W.152.6 FT.OF E. 1/2 OF THAT PART OF LOT 32, LYING BETWEEN W.LINE OF CAROLINA ST.& E.LINE OF AVONST.& N.OF
Legal Subdivision	P C ANDRES ADD - SAGINAW CITY
Legal Lot Number	32-34
Legal Unit	32-34
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	4
Census Block	4003
Census Tract	1600

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2316 COOPER AVE, SAGINAW, MI 48602-3942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2007 · Amount on Record
Deed Sale	Jun 29, 2007 · Amount on Record
Deed Book / Page	2449 / 261
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2316 COOPER AVE, SAGINAW, MI 48602-3942
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 COOPER AVE, SAGINAW, MI 48602-3942

Mortgage

Document Number	0000017591
Date	Jun 16, 2022
Instrument	2022017591

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Saginaw City
Unified School District	Saginaw City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,400 (+44.12%)	$58,800 (+44.12%)
2025	$1,286.00 (+8.52%) Homeowner's exemption
2023		$20,400	$40,800
2022	$1,185.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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