2320 Cooley St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2320 Cooley St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1988
Lot Size	0.56 acres (24,400 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (Dec 2024)
Tax Bill	$2,620 (2025)
Deeds & Mortgages	Dec 2020 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`8913-18-226-002`

Property Details

APN / Parcel Number

Primary APN	`8913-18-226-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,400 sqft (0.56 acres)
Lot Dimensions	200 ft deep x 122 ft wide
Deck Area	240 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	2320 COOLEY ST
City	CEDAR FALLS
State	IA
Zip	50613-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOG CABIN PARK LOT 1
Legal Range	13W
Legal Township	89N
Legal Section	18
Legal Subdivision	LOG CABIN PARK
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1001
Census Tract	2400

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 203, WATERLOO, IA 50704-0203
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2024 · Amount on Record
Deed Sale	Dec 31, 2024 · Amount on Record
Prior Sale	Dec 1, 2021 · Amount on Record
Deed Document Number	202425559
Prior Transfer Date	Dec 18, 2012
Prior Transfer Doc	2013013764
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 1, 2020
Property Address	2320 COOLEY ST, CEDAR FALLS, IA 50613-4507
Document Number	202100011671
Instrument Date	Nov 25, 2020
Instrument	202100011671
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SUNSET RD, WATERLOO, IA 50701-3922

Mortgage

Document Number	202100011672
Date	Dec 1, 2020
Instrument	202100011672

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 25, 2050

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,620.00 (+7.38%)	$174,590 (+15.19%) Land $24,380 Building $150,210	$174,590 (+15.19%) Land $24,380 Building $150,210
2024	$2,440.00 (+3.57%)
2023		$151,570 (+18.8%) Land $24,380 Building $127,190	$151,570 (+18.8%) Land $24,380 Building $127,190
2022	$2,356.00	$127,580 Land $24,380 Building $103,200
2021			$127,580 Land $24,380 Building $103,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1993–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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