2528 Cooley St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2528 Cooley St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,176 sqft · built 1935
Lot Size	0.786 acres (34,250 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,898 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`8913-08-351-003`

Property Details

APN / Parcel Number

Primary APN	`8913-08-351-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,250 sqft (0.786 acres)
Lot Dimensions	274 ft deep x 125 ft wide

Exterior Amenities

Porch	Porch
Porch Area	2,952 sqft
Deck Area	262 sqft
Patio Area	1,060 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2528 COOLEY ST
City	CEDAR FALLS
State	IA
Zip	50613-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOG CABIN PARK LOT 9
Legal Range	13W
Legal Township	89N
Legal Section	08
Legal Subdivision	LOG CABIN PARK
Legal Lot Number	9
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2001
Census Tract	1503

Owner

2528 Cooley St is owned and occupied by two individuals who acquired it in November 2008.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2528 COOLEY ST, CEDAR FALLS, IA 50613-4509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Intrafamily Transfer, Transfer
Apr 29, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 21, 2008
Transfer Doc	2009010645
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 29, 2021
Property Address	2528 COOLEY ST, CEDAR FALLS, IA 50613-4509
Document Number	202100022795
Instrument Date	Apr 28, 2021
Instrument	202100022795
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2528 COOLEY ST, CEDAR FALLS, IA 50613-4509

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 29, 2021
Property Address	2528 COOLEY ST, CEDAR FALLS, IA 50613-4509
Document Number	202100022794
Instrument Date	Apr 28, 2021
Instrument	202100022794
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 COOLEY ST, CEDAR FALLS, IA 50613-4509

Tax Assessment & Valuation

The 2025 property tax bill for 2528 Cooley St was $2,898 with a homeowner's exemption, up 6.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,898.00 (+6.39%) Homeowner's exemption	$185,110 Land $25,080 Building $160,030	$185,110 Land $25,080 Building $160,030
2024	$2,724.00
2023		$164,290 (+42.01%) Land $25,080 Building $139,210	$164,290 Land $25,080 Building $139,210
2022	$2,380.00 Homeowner's exemption	$115,690 Land $25,080 Building $90,610
2021			$115,690 Land $25,080 Building $90,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2528 Cooley St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	58 (1978–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 5 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 11 claims Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2528 Cooley St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cooley St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures