2320 Cold Meadow Way, Silver Spring, MD 20906 Property Records

Montgomery County property record for 2320 Cold Meadow Way, Silver Spring, MD 20906

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,011 sqft · built 1994
Lot Size	0.037 acres (1,600 sqft)
Owner	Individual Name on Record
Last Sale	$392,500 (Aug 2017)
Tax Bill	$5,542 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02987971`

Property Details

APN / Parcel Number

Primary APN	`13-02987971`
Alternative APN	`02987971`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,011 sqft Living Area
Gross Area	2,263 sqft
1st Floor Area	800 sqft
Basement Area	411 sqft
Finished Basement	411 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02987971
Street Address	2320 COLD MEADOW WAY
City	SILVER SPRING
State	MD
Zip	20906-6217
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PRC
Legal Description	LONGMEAD
Legal Subdivision	LONGMEAD
Legal Block	M
Legal Lot Number	303
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2005
Census Tract	703221

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2320 COLD MEADOW WAY, SILVER SPRING, MD 20906-6217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 28, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2017 · Amount on Record
Deed Sale	Aug 28, 2017 · Amount on Record
Prior Sale	Jan 27, 2004 · Amount on Record
Deed Book / Page	54783 / 432
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2320 COLD MEADOW WAY, SILVER SPRING, MD 20906-6217
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	POWERHOUSE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 COLD MEADOW WAY, SILVER SPRING, MD 20906-6217

Mortgage

Document Number	0602150446
Date	Aug 6, 2020
Book Page	60215/446

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 28, 2017
Property Address	2320 COLD MEADOW WAY, SILVER SPRING, MD 20906-6217
Document Number	0547830432
Book / Page	054783 / 000432
Instrument Date	Aug 18, 2017
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	PINNACLE TITLE AND ESCROW, PINNACLE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2320 COLD MEADOW WAY SILVER SPRING MD 209066217, SILVER SPRING, MD 20906-6217

Mortgage

Document Number	547830439
Date	Aug 28, 2017
Book Page	054783/000439

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,200 (+6.9%)	$535,400 (+20.69%) Land $125,000 Building $410,400
2025	$5,542.00 (+41.38%)	$443,600 (+9.06%) Land $125,000 Building $318,600	$443,600 (-) Land $125,000 Building $318,600
2023		$406,733	$443,600 Land $125,000 Building $318,600
2022	$3,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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