2318 Cold Meadow Way, Silver Spring, MD 20906 Property Records

Montgomery County property record for 2318 Cold Meadow Way, Silver Spring, MD 20906

Property Summary

Property Type	Townhouse
Details	3 ba · 2,030 sqft · built 1994
Lot Size	0.037 acres (1,600 sqft)
Owner	Individual Name on Record
Tax Bill	$5,339 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-02987960`

Property Details

APN / Parcel Number

Primary APN	`13-02987960`
Alternative APN	`02987960`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,030 sqft Living Area
Gross Area	2,282 sqft
1st Floor Area	800 sqft
Basement Area	430 sqft
Finished Basement	430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02987960
Street Address	2318 COLD MEADOW WAY
City	SILVER SPRING
State	MD
Zip	20906-6217
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PRC
Legal Description	LONGMEAD
Legal Subdivision	LONGMEAD
Legal Block	M
Legal Lot Number	302
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2005
Census Tract	703221

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2318 COLD MEADOW WAY, SILVER SPRING, MD 20906-6217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Line of Credit STATE DEPARTMENT FCU
Jul 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage STATE DEPARTMENT FCU
May 13, 2022	Deed of Trust, Mortgage · Line of Credit STATE DEPARTMENT FCU
Jan 4, 2021	Deed of Trust, Mortgage · Line of Credit STATE DEPARTMENT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2002
Deed Sale	Oct 24, 2002
Prior Sale	May 5, 2000 · Amount on Record
Deed Document Number	2002253268
Deed Book / Page	22053 / 570
Transfer Doc	0220530570
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2318 COLD MEADOW WAY, SILVER SPRING, MD 20906-6217
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2318 COLD MEADOW WAY, SILVER SPRING, MD 20906-6217

Mortgage

Document Number	0698860214
Date	Dec 2, 2025
Book Page	69886/214

Lender

Name	STATE DEPARTMENT FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2318 COLD MEADOW WAY, SILVER SPRING, MD 20906-6217
Transaction Type	Mortgage
Record Updated	Jul 28, 2023
Title Company	PASSPORT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2318 COLD MEADOW WAY, SILVER SPRING, MD 20906-6217

Mortgage

Document Number	0671890108
Date	Jul 14, 2023
Book Page	67189/108

Lender

Name	STATE DEPARTMENT FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2318 COLD MEADOW WAY, SILVER SPRING, MD 20906-6217
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2318 COLD MEADOW WAY, SILVER SPRING, MD 20906-6217

Mortgage

Document Number	0657510466
Date	May 13, 2022
Book Page	65751/466

Lender

Name	STATE DEPARTMENT FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 13, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2318 COLD MEADOW WAY, SILVER SPRING, MD 20906-6217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2318 COLD MEADOW WAY, SILVER SPRING, MD 20906-6217

Mortgage

Document Number	0614940125
Date	Jan 4, 2021
Book Page	61494/125

Lender

Name	STATE DEPARTMENT FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 8, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,733 (+6.77%)	$512,400 (+20.31%) Land $125,000 Building $387,400
2025	$5,339.00 (+5.53%)	$425,900 (+8.88%) Land $125,000 Building $300,900	$425,900 (-) Land $125,000 Building $300,900
2024	$5,059.00 (+34.55%)
2023		$391,167	$425,900 Land $125,000 Building $300,900
2022	$3,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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