2320 Cobble Hill Ter, Wheaton (Silver Spring), MD 20902 Property Records

Montgomery County property record for 2320 Cobble Hill Ter, Wheaton, MD 20902

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,078 sqft · built 2004
Lot Size	0.019 acres (830 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Jan 2020)
Tax Bill	$6,637 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-03419531`

Property Details

APN / Parcel Number

Primary APN	`13-03419531`
Alternative APN	`03419531`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,078 sqft Living Area
Gross Area	2,438 sqft
1st Floor Area	698 sqft
Basement Area	240 sqft
Finished Basement	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	830 sqft (0.019 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03419531
Street Address	2320 COBBLE HILL TER
City	SILVER SPRING
State	MD
Zip	20902-7605
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	CRN1.
Legal Description	WHEATON FOREST
Legal Subdivision	WHEATON FOREST
Legal Block	B
Legal Lot Number	179
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1010
Census Tract	703800

Owner

2320 Cobble Hill Ter, a townhouse, is owned and occupied by two individuals who acquired it in August 2020.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2320 COBBLE HILL TER, SILVER SPRING, MD 20902-7605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 7, 2020	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Jun 15, 2017	Deed, Transfer · VA Mortgage POTOMAC MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2020 · Amount on File
Deed Sale	Jan 7, 2020 · Amount on File
Prior Sale	Jun 15, 2017 · Amount on File
Deed Book / Page	58830 / 25
Last Transfer Date	Aug 8, 2020
Transfer Doc	0606300023
Record Updated	Sep 20, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 30, 2020
Property Address	2320 COBBLE HILL TER, WHEATON, MD 20902-7605
Document Number	0606300023
Book / Page	60630 / 23
Map Reference	PL 22655
Instrument Date	Aug 8, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	SWAN TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2320 COBBLE HILL TER, SILVER SPRING, MD 20902-7605

Mortgage

Document Number	6063029
Date	Sep 30, 2020
Instrument	60630/29

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 7, 2020
Property Address	2320 COBBLE HILL TER, WHEATON, MD 20902-7605
Document Number	0588300025
Book / Page	058830 / 000025
Instrument Date	Oct 21, 2019
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2320 COBBLE HILL TER WHEATON MD 209027605, WHEATON, MD 20902-7605

Mortgage

Document Number	588300035
Date	Jan 7, 2020
Book Page	058830/000035

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2050

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 15, 2017
Property Address	2320 COBBLE HILL TER, WHEATON, MD 20902-7605
Document Number	0544480181
Book / Page	54448 / 181
Map Reference	PL22655
Instrument Date	May 9, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PRUITT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,162.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2320 COBBLE HILL TER, SILVER SPRING, MD 20902-7605

Mortgage

Document Number	0054448190
Date	Jun 15, 2017
Instrument	54448/190

Lender

Name	POTOMAC MORTGAGE GROUP LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2320 Cobble Hill Ter was $6,637, down 4.6% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$581,533 (+2.02%)	$604,600 (+6.07%) Land $160,000 Building $444,600
2025	$6,637.00 (-4.64%)	$570,000 Land $160,000 Building $410,000	$570,000 Land $160,000 Building $410,000
2024	$6,960.00
2023		$521,133	$570,000 Land $160,000 Building $410,000
2022	$5,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2320 Cobble Hill Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2320 Cobble Hill Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: T-Mobile.

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