2312 Cobble Hill Ter, Wheaton (Silver Spring), MD 20902 Property Records

Montgomery County property record for 2312 Cobble Hill Ter, Wheaton, MD 20902

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,076 sqft · built 2004
Lot Size	0.019 acres (813 sqft)
Owner	Individual Name on File
Last Sale	$579,900 (Oct 2021)
Tax Bill	$6,626 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03419495`

Property Details

APN / Parcel Number

Primary APN	`13-03419495`
Alternative APN	`03419495`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,076 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	684 sqft
Basement Area	240 sqft
Finished Basement	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	813 sqft (0.019 acres)
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03419495
Street Address	2312 COBBLE HILL TER
City	SILVER SPRING
State	MD
Zip	20902-7602
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	CRN1.
Legal Description	WHEATON FOREST
Legal Subdivision	WHEATON FOREST
Legal Block	B
Legal Lot Number	175
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1010
Census Tract	703800

Owner

Source: Montgomery County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2312 COBBLE HILL TER, SILVER SPRING, MD 20902-7602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Jan 14, 2013 · Amount on File
Deed Book / Page	64228 / 74
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 8, 2021
Property Address	2312 COBBLE HILL TER, WHEATON, MD 20902-7602
Document Number	0642280074
Book / Page	64228 / 74
Map Reference	PL 22655
Instrument Date	Aug 30, 2021
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	COVENANT TITLE AND ESCROW, COVENANT TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,698.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3324 PARKSIDE TER, 3324, FAIRFAX, VA 22031-2715

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2312 COBBLE HILL TER, WHEATON, MD 20902-7602

Mortgage

Document Number	6422880
Date	Oct 8, 2021
Instrument	64228/80

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Sep 1, 2024
Change Frequency	6 Months
Min Rate At Change	2%
Max Rate At Change	5.37%
Index	6-Month LIBOR
Margin	2
Max Rate	8.37%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,633 (+2.03%)	$603,700 (+6.08%) Land $160,000 Building $443,700
2025	$6,626.00 (+23.07%)	$569,100 (+9.37%) Land $160,000 Building $409,100	$569,100 (-) Land $160,000 Building $409,100
2023		$520,367	$569,100 Land $160,000 Building $409,100
2022	$5,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: T-Mobile.

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