2320 Bessie Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 2320 Bessie Ave, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1954
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$418,000 (Aug 2018)
Tax Bill	$5,292 (2026)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`233-030-150-000`

Property Details

APN / Parcel Number

Primary APN	`233-030-150-000`
Alternative APN	`233-030-15`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	233-030-15
Street Address	2320 BESSIE AVE
City	TRACY
State	CA
Zip	95376-2546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKER ACRES LOT 73
Legal Subdivision	PARKER ACRES
Legal Block	2
Legal Lot Number	73
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2001
Census Tract	5303

Owner

2320 Bessie Ave is owned and occupied by two individuals who bought it in August 2018.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2320 BESSIE AVE, TRACY, CA 95376-2546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 19, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE STOCKTON
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 19, 2019	Loan Modification, Mortgage · Line of Credit CITIZENS BK NA
Aug 24, 2018	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Aug 24, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 5, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF STOCKTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2018 · Amount on File
Deed Sale	Aug 24, 2018 · Amount on File
Prior Sale	Feb 20, 2009 · Amount on File
Deed Document Number	201893989
Prior Transfer Date	Aug 21, 2018
Prior Transfer Doc	0000093988
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2320 BESSIE AVE, TRACY, CA 95376-2546
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 BESSIE AVE, TRACY, CA 95376-2546

Mortgage

Document Number	0000197661
Date	Nov 30, 2021
Instrument	2021-197661

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 19, 2020
Property Address	2320 BESSIE AVE, TRACY, CA 95376-2546
Document Number	0000059072
Instrument Date	May 15, 2020
Instrument	59072
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE STOCKTON

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2320 BESSIE AVE TRACY CA 953762546, TRACY, CA 95376-2546

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2320 BESSIE AVE, TRACY, CA 95376-2546
Document Number	0000057313
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE STOCKTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2320 BESSIE AVE TRACY CA 953762546, TRACY, CA 95376-2546

Mortgage

Document Number	0000057313
Date	May 14, 2020
Instrument	57313

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 19, 2019
Property Address	2320 BESSIE AVE, TRACY, CA 95376-2546
Instrument Date	Nov 18, 2019
Instrument	134305
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5635 W LAS POSITAS BLVD #406 PLEASANTON CA 945884076, 406, PLEASANTON, CA 94588-4076

Mortgage

Document Number	0000134305
Date	Nov 19, 2019
Instrument	134305

Lender

Name	CITIZENS BK NA
Address	28 STATE ST, BOSTON, MA 02109-1775

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 24, 2018
Property Address	2320 BESSIE AVE, TRACY, CA 95376-2546
Document Number	0000093988
Instrument Date	Aug 21, 2018
Instrument	93988
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2320 BESSIE AVE TRACY CA 953762546, TRACY, CA 95376-2546

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 24, 2018
Property Address	2320 BESSIE AVE, TRACY, CA 95376-2546
Document Number	0000093989
Map Reference	VOL 10 PG 73
Instrument Date	Aug 18, 2018
Instrument	2018-093989
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2320 BESSIE AVE, TRACY, CA 95376-2546

Mortgage

Document Number	0000093990
Date	Aug 24, 2018
Instrument	2018-093990

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2320 BESSIE AVE, TRACY, CA 95376-2546
Document Number	0000104231
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 BESSIE AVE TRACY CA 953762546, TRACY, CA 95376-2546

Mortgage

Document Number	0000104231
Date	Sep 11, 2017
Instrument	104231

Lender

Name	BANK OF STOCKTON
Type	Bank
Address	STOCKTON, CA 95201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2320 Bessie Ave was $5,292 with a homeowner's exemption.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,292.00
2025	$5,292.00 Homeowner's exemption	$466,282 Land $161,748 Building $304,534
2023	$4,797.00 (+2.11%) Homeowner's exemption	$448,177 Land $155,468 Building $292,709	$486,810
2022	$4,698.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2320 Bessie Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2320 Bessie Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Matrix Broadband.

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