2320 23rd St, Florence, OR 97439 Property Records

Lane County property record for 2320 23rd St, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,876 sqft · built 1989
Lot Size	0.218 acres (9,500 sqft)
Owner	2 Individual Names on File
Last Sale	$299,900 (Feb 2018)
Tax Bill	$4,222 (2025)
Deeds & Mortgages	May 2022 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-23-34-03645-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-23-34-03645-000`
Alternative APNs	`1812233403645` `1326055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,876 sqft Living Area
Gross Area	2,476 sqft
1st Floor Area	1,876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,500 sqft (0.218 acres)
Lot Dimensions	95 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	600 sqft
Driveway	Driveway
Driveway Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1326055
Street Address	2320 23RD ST
City	FLORENCE
State	OR
Zip	97439-9792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TL 03645
Legal Range	12
Legal Township	18
Legal Section	23
Legal Subdivision	SUMMERSET ESTATES
Legal Lot Number	3645
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2018
Census Tract	707

Owner

2320 23rd St is owned and occupied by two individuals who bought it in February 2018.

Source: Lane County records, as of May 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2320 23RD ST, FLORENCE, OR 97439-9792
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Line of Credit ADVANTIS CU
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ADVANTIS CU
Jul 24, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE
Feb 28, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2018 · Amount on File
Deed Sale	Feb 28, 2018 · Amount on File
Prior Sale	Nov 16, 2001 · Amount on File
Deed Document Number	20189347
Prior Transfer Date	Jun 4, 2012
Prior Transfer Doc	0000028908
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2320 23RD ST, FLORENCE, OR 97439-9792
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 23RD ST, FLORENCE, OR 97439-9792

Mortgage

Document Number	0000022976
Date	May 23, 2022
Instrument	2022-022976

Lender

Name	ADVANTIS CU
Type	Credit Union
Address	PORTLAND, OR 97293

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2320 23RD ST, FLORENCE, OR 97439-9792
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005777
Date	Feb 4, 2022
Instrument	2022-005777

Lender

Name	ADVANTIS CU
Type	Credit Union
Address	PORTLAND, OR 97222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jul 24, 2018
Property Address	2320 23RD ST, FLORENCE, OR 97439-9792
Document Number	0000034369
Instrument Date	Jul 24, 2018
Instrument	34369
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 2308 FLORENCE OR 974390149, FLORENCE, OR 97439-0149

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Feb 28, 2018
Property Address	2320 23RD ST, FLORENCE, OR 97439-9792
Document Number	0000009347
Instrument Date	Feb 27, 2018
Instrument	9347
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2320 23RD ST FLORENCE OR 974399792, FLORENCE, OR 97439-9792

Mortgage

Document Number	9348
Date	Feb 28, 2018
Instrument	9348

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2320 23rd St was $4,222.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,222.00	$309,491	$525,887 Land $96,078 Building $429,809
2023	$3,987.00 (+4.24%) Veteran's exemption	$291,726 (+3%)	$550,290 (+17.84%) Land $83,639 Building $466,651
2022	$3,825.00 Veteran's exemption	$283,230	$466,986 Land $76,919 Building $390,067

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2320 23rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2320 23rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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