2235 23rd St, Florence, OR 97439 Property Records

Lane County property record for 2235 23rd St, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 1981
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Sep 2021)
Tax Bill	$4,014 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-23-34-03638-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-23-34-03638-000`
Alternative APN	`1325982`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Finished Area
1st Floor Area	1,488 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Tile
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	108 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	1,884 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	1325982
Street Address	2235 23RD ST
City	FLORENCE
State	OR
Zip	97439-9769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-RESTRICTED RESIDENTIAL
Legal Description	SUBD:SUMMERSET ESTATES SEC/TWN/RNG/MER:SEC 23 TWN 18 RNG 12
Legal Range	12W
Legal Township	18S
Legal Section	23
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	SUMMERSET ESTATES
Legal Lot Number	3638
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2018
Census Tract	707

Owner

2235 23rd St is owned by an individual who bought it in September 2021.

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	685 MOUNTAIN AVE, CENTRAL POINT, OR 97502-3609
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Line of Credit ROGUE FCU
Sep 10, 2021	Warranty Deed, Transfer CASCADE TITLE COMPANY, CASCADE TITLE CO
Mar 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jan 22, 2019	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2021 · Amount on File
Deed Sale	Sep 10, 2021 · Amount on File
Prior Sale	Jan 22, 2019 · Amount on File
Deed Document Number	2021-058946
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2235 23RD ST, FLORENCE, OR 97439-9769
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 MOUNTAIN AVE, CENTRAL POINT, OR 97502-3609

Mortgage

Document Number	0000066970
Date	Oct 20, 2021
Instrument	2021-066970

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Oct 28, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Sep 10, 2021
Property Address	2235 23RD ST, FLORENCE, OR 97439-9769
Document Number	0000058946
Map Reference	FILE 73 SL 300&301
Instrument Date	Sep 2, 2021
Instrument	2021-058946
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	685 MOUNTAIN AVE, CENTRAL POINT, OR 97502-3609

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2235 23RD ST, FLORENCE, OR 97439-9769
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021325
Date	Mar 29, 2021
Instrument	2021-021325

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2235 23RD ST, FLORENCE, OR 97439-9769
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050941
Date	Nov 8, 2019
Instrument	2019-050941

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jan 22, 2019
Property Address	2235 23RD ST, FLORENCE, OR 97439-9769
Document Number	0000002576
Map Reference	FILE 73 SL 300&301
Instrument Date	Jan 16, 2018
Instrument	2019-002576
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	CASCADE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2235 23RD ST, FLORENCE, OR 97439-9769

Mortgage

Document Number	0000002577
Date	Jan 22, 2019
Instrument	2019-002577

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 22, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 2235 23rd St was $4,014.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,014.00	$294,239	$509,675 Land $95,504 Building $414,171
2023	$3,790.00 (+4.21%)	$277,349 (+3%)	$532,944 (+17.52%) Land $83,146 Building $449,798
2022	$3,637.00	$269,271	$453,491 Land $76,470 Building $377,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2235 23rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2235 23rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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