232 Windover Dr, Forest City, NC 28043 Property Records

Rutherford County property record for 232 Windover Dr, Forest City, NC 28043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,944 sqft · built 1971
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Tax Bill	$2,965 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0429291`

Property Details

APN / Parcel Number

Primary APN	`0429291`
Alternative APNs	`429291` `10477`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,944 sqft Heated Area
Basement Area	648 sqft
Unfinished Basement	648 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Carport
Garage Area	624 sqft
Carport	Carport
Carport Area	624 sqft
Parking Spaces	2 Parking Spaces
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	232 WINDOVER DR
City	FOREST CITY
State	NC
Zip	28043-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	GPIN:1558091657440000; RES. WINDOVER DR.
Legal Subdivision	EASTOVER ACRES NO 2
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COOL SPRING
Census Block Group	5
Census Block	5005
Census Tract	960800

Owner

232 Windover Dr is owned and occupied by an individual who acquired it in January 2008.

Source: Rutherford County records, as of June 3, 2026

Owner of Record	Individual Name on File
Mailing Address	232 WINDOVER DR, FOREST CITY, NC 28043-3323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust · Line of Credit FIRST CITIZENS BANK AND TRUST COMPANY
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2008
Deed Sale	Jan 10, 2008
Prior Sale	Nov 2, 2006 · Amount on File
Deed Document Number	2008200700009322
Deed Book / Page	951 / 303
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 23, 2026
Property Address	232 WINDOVER DR, FOREST CITY, NC 28043-3323
Document Number	2101004803
Book / Page	2101 / 4803
Instrument Date	Apr 10, 2026
Record Updated	May 8, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 WINDOVER DR, FOREST CITY, NC 28043-3323

Mortgage

Document Number	2101004803,
Date	Apr 23, 2026
Book Page	2101/4803

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 23, 2026
Property Address	232 WINDOVER DR, FOREST CITY, NC 28043-3323
Document Number	0021014803
Book / Page	2101 / 4803
Instrument Date	Apr 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 WINDOVER DR, FOREST CITY, NC 28043-3323

Mortgage

Document Number	2101004803,
Date	Apr 23, 2026
Book Page	2101/4803

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 232 Windover Dr was $2,965.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Forest City Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,965.00	$279,700 Land $24,000 Building $255,700	$279,700 Land $24,000 Building $255,700
2023		$279,700 Land $24,000 Building $255,700	$279,700 Land $24,000 Building $255,700
2022	$1,539.00
2021	$1,539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Windover Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Windover Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FOREST CITY serves 21,521 people · EPA ID NC0181010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Vyve Broadband Cable	2,000 / 50

May also be available: Pangaea Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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