209 Windover Dr, Forest City, NC 28043 Property Records

Rutherford County property record for 209 Windover Dr, Forest City, NC 28043

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,712 sqft · built 1970
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jul 2026)
Tax Bill	$3,313 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0422873`

Property Details

APN / Parcel Number

Primary APN	`0422873`
Alternative APNs	`422873` `8139`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,712 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,836 sqft (1.19 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Deck Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	209 WINDOVER DR
City	FOREST CITY
State	NC
Zip	28043-3322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LO:3PT4 BL:C PL:7-82
Legal Subdivision	SUB THE EASTOVER ACRES SUBDIVISION
Legal Lot Number	3
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COOL SPRING
Census Block Group	5
Census Block	5003
Census Tract	960800

Owner

209 Windover Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 WINDOVER DR, FOREST CITY, NC 28043-3322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Aug 6, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on File
Deed Sale	Jul 23, 2026 · Amount on File
Prior Sale	Dec 1, 2014 · Amount on File
Deed Book / Page	2105 / 592
Prior Transfer Date	Aug 6, 2021
Prior Transfer Doc	0020493682
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 23, 2026
Property Address	209 WINDOVER DR, FOREST CITY, NC 28043-3322
Document Number	2105000592
Book / Page	2105 / 592
Instrument Date	Jul 22, 2026
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	209 WINDOVER DR, FOREST CITY, NC 28043-3322

Mortgage

Document Number	2105000595,
Date	Jul 23, 2026
Book Page	2105/595

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	209 WINDOVER DR, FOREST CITY, NC 28043-3322
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020511749
Date	Sep 17, 2021
Book Page	2051/1749

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUTHERFORD NC
Recording Date	Aug 6, 2021
Property Address	209 WINDOVER DR, FOREST CITY, NC 28043-3322
Document Number	0020493682
Book / Page	2049 / 3682
Map Reference	MB 7 PG 82
Instrument Date	Aug 6, 2021
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 WINDOVER DR, FOREST CITY, NC 28043-3322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 IVE BRIGHT DR, FOREST CITY, NC 28043-6150

Tax Assessment & Valuation

The 2025 property tax bill for 209 Windover Dr was $3,313.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Forest City Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,313.00	$313,100 Land $36,500 Building $276,600	$313,100 Land $36,500 Building $276,600
2023		$313,100 Land $36,500 Building $276,600	$313,100 Land $36,500 Building $276,600
2022	$1,497.00
2021	$1,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Windover Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Windover Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FOREST CITY serves 21,521 people · EPA ID NC0181010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Vyve Broadband Cable	2,000 / 50

May also be available: Pangaea Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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